American Coastal Insurance (FRA:0UI) Accounts Receivable: €163.3 Mil (As of Mar. 2026)

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FRA:0UI American Coastal Insurance Corp FRA:0UI
63 GF Score
Price €9.40
GF Value €9.69
! 2 Warning Signs
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What is American Coastal Insurance Accounts Receivable?

American Coastal Insurance FRA:0UI -0.53% 63 Accounts Receivable is €163.3 Mil as of Mar. 2026. GuruFocus rates FRA:0UI with a GF Score™ of 63/100 and a GF Value™ of €9.69. The stock has 2 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. American Coastal Insurance's accounts receivables for the quarter that ended in Mar. 2026 was €163.3 Mil.

Accounts receivable can be measured by Days Sales Outstanding. American Coastal Insurance's Days Sales Outstanding for the quarter that ended in Mar. 2026 was 241.85.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. American Coastal Insurance's Net-Net Working Capital per share for the quarter that ended in Mar. 2026 was €-2.73.


American Coastal Insurance Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

American Coastal Insurance's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=163.291/61.609*91
=241.85

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), American Coastal Insurance's accounts receivable are only considered to be worth 75% of book value:

American Coastal Insurance's Net-Net Working Capital Per Share for the quarter that ended in Mar. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(321.033+0.75 * 163.291+0.5 * 0-575.491
-0-0)/48.343
=-2.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


American Coastal Insurance Accounts Receivable Related Terms


American Coastal Insurance Accounts Receivable Historical Data

* Premium members only.

The historical data trend for American Coastal Insurance's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Coastal Insurance Accounts Receivable Chart

American Coastal Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 952.51 789.04 354.64 296.03 169.65

American Coastal Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 193.45 148.76 169.65 163.29 206.02
FRA:0UI
63GF Score
American Coastal Insurance Corp FRA:0UI
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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American Coastal Insurance Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of €163.3 Mil mean?
American Coastal Insurance (FRA:0UI) has a Accounts Receivable of €163.3 Mil as of Mar. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on American Coastal Insurance and its competitors.
Is American Coastal Insurance's Accounts Receivable too high?
American Coastal Insurance's current Accounts Receivable is €163.3 Mil. Overall, American Coastal Insurance has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's Accounts Receivable compare to GBLI and AII?
American Coastal Insurance's Accounts Receivable of €163.3 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for an Insurance company?
A good Accounts Receivable depends on the Insurance industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on American Coastal Insurance and its competitors. American Coastal Insurance's current Accounts Receivable is €163.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
American Coastal Insurance (FRA:0UI) has a current Accounts Receivable of €163.3 Mil. The stock's GF Value™ is €9.69, compared to a current price of €9.40 — trading 3% below its estimated fair value. The current Accounts Receivable is €163.3 Mil. American Coastal Insurance's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For American Coastal Insurance (FRA:0UI), the current Accounts Receivable is €163.3 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Coastal Insurance (FRA:0UI) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of €9.40 is trading 3% below its estimated GF Value™ of €9.69.

Key valuation signals for FRA:0UI:

  • Accounts Receivable: €163.3 Mil
  • GF Value™: €9.69 vs. price of €9.40 (3% below fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the FRA:0UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Coastal Insurance Business Description

Other Exchanges ACIC:USA
Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
63GF Score

Get the complete analysis for FRA:0UI

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.40
Price
€9.69
GF Value