Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-26), American Coastal Insurance's 3-1 Month Momentum % is -6.86%.
The industry rank for American Coastal Insurance's 3-1 Month Momentum % or its related term are showing as below:
FRA:0UI's 3-1 Month Momentum % is ranked worse than 82.32% of 577
companies
in the Insurance industry
Industry Median: 1.07
vs FRA:0UI: -6.86
American Coastal Insurance (FRA:0UI) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
American Coastal Insurance 3-1 Month Momentum % Related Terms
FRA:0UI vs AII, HIPO, GBLI: 3-1 Month Momentum % Comparison
For the Insurance - Property & Casualty subindustry, American Coastal Insurance's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Coastal Insurance 3-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, American Coastal Insurance's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where American Coastal Insurance's 3-1 Month Momentum % falls into.
American Coastal Insurance (FRA:0UI) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Coastal Insurance (FRA:0UI) has a 3-1 Month Momentum % of -6.86% as of Jul. 26, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on American Coastal Insurance and its competitors. According to the industry distribution chart, American Coastal Insurance ranks #475 out of 577 companies in the Insurance industry, placing it in the top 82.3%.
Is American Coastal Insurance's 3-1 Month Momentum % too high?
American Coastal Insurance's current 3-1 Month Momentum % is -6.86%. Based on the distribution chart, American Coastal Insurance ranks #475 out of 577 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, American Coastal Insurance has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's 3-1 Month Momentum % compare to AII and HIPO?
According to the Insurance industry distribution chart, American Coastal Insurance ranks #475 out of 577 companies for 3-1 Month Momentum %. This places American Coastal Insurance in the lower half of its industry. The industry median 3-1 Month Momentum % is 1.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 1.07, based on 577 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on American Coastal Insurance and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 1.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Coastal Insurance's current 3-1 Month Momentum % is -6.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
American Coastal Insurance (FRA:0UI) has a current 3-1 Month Momentum % of -6.86%. The stock's GF Value™ is €9.54, compared to a current price of €8.65 — trading 9.3% below its estimated fair value. The current 3-1 Month Momentum % is -6.86%. American Coastal Insurance's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For American Coastal Insurance (FRA:0UI), the current 3-1 Month Momentum % is -6.86% as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Coastal Insurance (FRA:0UI) Overvalued in 2026?
Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued.
The current stock price of €8.65 is trading 9.3% below its estimated GF Value™ of €9.54.
Key valuation signals for FRA:0UI:
3-1 Month Momentum %: -6.86%
GF Value™: €9.54 vs. price of €8.65 (9.3% below fair value)
No single metric tells the full story. See the FRA:0UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
62GF Score
Get the complete analysis for FRA:0UI
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:0UI has been successfully added to your 
