American Coastal Insurance (FRA:0UI) Shiller PE Ratio: (As of Aug. 31, 2026)

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Director of Data and Quant Analytics at GuruFocus
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FRA:0UI American Coastal Insurance Corp FRA:0UI
66 GF Score
Price €8.00
GF Value €9.72
Valuation Modestly Undervalued
! 3 Warning Signs
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What is American Coastal Insurance Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


American Coastal Insurance  (FRA:0UI) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


American Coastal Insurance Shiller PE Ratio Related Terms


American Coastal Insurance Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for American Coastal Insurance's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Coastal Insurance Shiller PE Ratio Chart

American Coastal Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.06 0.00 0.00 0.00 0.00

American Coastal Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:0UI vs GBLI, AII, NODK: Shiller PE Ratio Comparison

For the Insurance - Property & Casualty subindustry, American Coastal Insurance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Coastal Insurance Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, American Coastal Insurance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where American Coastal Insurance's Shiller PE Ratio falls into.


FRA:0UI
66GF Score
American Coastal Insurance Corp FRA:0UI
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

American Coastal Insurance Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

American Coastal Insurance's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, American Coastal Insurance's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.382/333.9520*333.9520
=0.382

Current CPI (Jun. 2026) = 333.9520.

American Coastal Insurance Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.143 241.428 0.198
201612 -0.465 241.432 -0.643
201703 0.168 243.801 0.230
201706 0.151 244.955 0.206
201709 -0.554 246.819 -0.750
201712 0.532 246.524 0.721
201803 0.162 249.554 0.217
201806 0.291 251.989 0.386
201809 -0.231 252.439 -0.306
201812 -0.229 251.233 -0.304
201903 0.195 254.202 0.256
201906 -0.062 256.143 -0.081
201909 -0.599 256.759 -0.779
201912 -0.171 256.974 -0.222
202003 -0.271 258.115 -0.351
202006 0.497 257.797 0.644
202009 -1.469 260.280 -1.885
202012 -0.649 260.474 -0.832
202103 -0.344 264.877 -0.434
202106 -0.457 271.696 -0.562
202109 -0.281 274.310 -0.342
202112 -0.044 278.802 -0.053
202203 -0.699 287.504 -0.812
202206 -1.514 296.311 -1.706
202209 -1.667 296.808 -1.876
202212 -6.457 296.797 -7.265
202303 5.735 301.836 6.345
202306 0.378 305.109 0.414
202309 0.225 307.789 0.244
202312 0.284 306.746 0.309
202403 0.442 312.332 0.473
202406 0.362 314.175 0.385
202409 0.514 315.301 0.544
202412 0.096 315.605 0.102
202503 0.398 319.799 0.416
202506 0.460 322.561 0.476
202509 0.554 324.800 0.570
202512 0.453 324.054 0.467
202603 0.337 330.213 0.341
202606 0.382 333.952 0.382

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is American Coastal Insurance (FRA:0UI) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of €8.00 is trading 17.7% below its estimated GF Value™ of €9.72. GuruFocus considers American Coastal Insurance to be Modestly Undervalued.

Key valuation signals for FRA:0UI:

  • Shiller PE Ratio:
  • GF Value™: €9.72 vs. price of €8.00 (17.7% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the FRA:0UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Coastal Insurance Business Description

Other Exchanges ACIC:USA
Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
66GF Score

Get the complete analysis for FRA:0UI

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.00
Price
€9.72
GF Value