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American Coastal Insurance (FRA:0UI) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
American Coastal Insurance's Enterprise Value for the quarter that ended in Mar. 2026 was €502.1 Mil.
American Coastal Insurance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €131.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Coastal Insurance EV-to-EBIT Related Terms
American Coastal Insurance EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, American Coastal Insurance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Coastal Insurance EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, American Coastal Insurance's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where American Coastal Insurance's EV-to-EBIT falls into.
American Coastal Insurance's current Enterprise Value is €469.9 Mil.
American Coastal Insurance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €131.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Coastal Insurance (FRA:0UI) has a EV-to-EBIT of 3.58 as of Jul. 21, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on American Coastal Insurance and its competitors. This is near median its historical median of 3.90. According to the industry distribution chart, American Coastal Insurance ranks #46 out of 347 companies in the Insurance industry, placing it in the top 13.3%.
Is American Coastal Insurance's EV-to-EBIT too high?
American Coastal Insurance's current EV-to-EBIT of 3.58 is near median its 10-year median of 3.90. The Insurance industry median EV-to-EBIT is 8.71. American Coastal Insurance's value of 3.58 is 58.9% below this industry median. Based on the distribution chart, American Coastal Insurance ranks #46 out of 347 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, American Coastal Insurance has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's EV-to-EBIT compare to AII and HIPO?
According to the Insurance industry distribution chart, American Coastal Insurance ranks #46 out of 347 companies for EV-to-EBIT. This places American Coastal Insurance in the top 13% of its industry — outperforming the majority of peers. The industry median EV-to-EBIT is 8.71. American Coastal Insurance's value of 3.58 is 58.9% below this benchmark. While the company's 10-year median is 3.90 vs. the industry median of 8.71, American Coastal Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.71, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Coastal Insurance's current EV-to-EBIT of 3.58 is 58.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on American Coastal Insurance and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Coastal Insurance's current EV-to-EBIT is 3.58, which is near median its own 10-year median of 3.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
American Coastal Insurance (FRA:0UI) has a current EV-to-EBIT of 3.58. The stock's GF Value™ is €9.75, compared to a current price of €8.85 — trading 9.2% below its estimated fair value. The current EV-to-EBIT is 3.58, which is near median its 10-year median of 3.90 and 58.9% below the Insurance industry median of 8.71. American Coastal Insurance's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For American Coastal Insurance (FRA:0UI), the current EV-to-EBIT is 3.58 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Coastal Insurance (FRA:0UI) Overvalued in 2026?
Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued.
The current stock price of €8.85 is trading 9.2% below its estimated GF Value™ of €9.75.
Key valuation signals for FRA:0UI:
EV-to-EBIT: 3.58 (near median its 10-year median of 3.90)
GF Value™: €9.75 vs. price of €8.85 (9.2% below fair value)
Industry Position: 58.9% below the Insurance median (#46 of 347)
No single metric tells the full story. See the FRA:0UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
59GF Score
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