American Coastal Insurance (FRA:0UI) Claims Ratio %: 0.00% (As of . 20)

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FRA:0UI American Coastal Insurance Corp FRA:0UI
67 GF Score
Price €8.15
GF Value €9.62
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is American Coastal Insurance Claims Ratio %?

American Coastal Insurance FRA:0UI +3.16% 67 Claims Ratio % is 0.00% as of . 20. GuruFocus rates FRA:0UI with a GF Score™ of 67/100 and a GF Value™ of €9.62 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Claims Ratio % is the percentage of claims costs incurred in relation to the premiums earned.

The historical rank and industry rank for American Coastal Insurance's Claims Ratio % or its related term are showing as below:

FRA:0UI's Claims Ratio % is not ranked *
in the Insurance industry.
Industry Median:
* Ranked among companies with meaningful Claims Ratio % only.

American Coastal Insurance  (FRA:0UI) Claims Ratio % Explanation

Claims Ratio % the percentage of claims costs incurred in relation to the premiums earned during the period. It is the equivalent of gross profit margin for an insurance company.

It's important to note that insurance is the business of managing risks and, to do that well, the insurer needs a thorough understanding of the incurred claims ratio. If the value is higher than expected or above established norms, then further investigation is required to figure out why that is (eg: fraud). If it is lower than expected, it could indicate irrelevant products or difficulties in claiming, possibly affecting customer satisfaction.

American Coastal Insurance Claims Ratio % Related Terms

American Coastal Insurance Claims Ratio % Historical Data

* Premium members only.

The historical data trend for American Coastal Insurance's Claims Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Coastal Insurance Claims Ratio % Chart


FRA:0UI
67GF Score
American Coastal Insurance Corp FRA:0UI
Claims Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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American Coastal Insurance  (FRA:0UI) Claims Ratio % Calculation

Claims Ratio % is calculated as

Claims Ratio %=Total Claims / Total Premiums Earned * 100%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Claims Ratio % of 0.00% mean?
American Coastal Insurance (FRA:0UI) has a Claims Ratio % of 0.00% as of . 20. Claims Ratio is the percentage of claims costs incurred in relation to the premiums earned. View historical data on American Coastal Insurance and its competitors.
Is American Coastal Insurance's Claims Ratio % too high?
American Coastal Insurance's current Claims Ratio % is 0.00%. Overall, American Coastal Insurance has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's Claims Ratio % compare to GBLI and AII?
American Coastal Insurance's Claims Ratio % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Claims Ratio % for an Insurance company?
A good Claims Ratio % depends on the Insurance industry context. However, Claims Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Claims Ratio % mean?
A high Claims Ratio % can signal that a stock is expensive relative to its fundamentals. Claims Ratio is the percentage of claims costs incurred in relation to the premiums earned. View historical data on American Coastal Insurance and its competitors. American Coastal Insurance's current Claims Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
Based on GuruFocus' analysis, American Coastal Insurance (FRA:0UI) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.62, compared to a current price of €8.15 — trading 15.3% below its estimated fair value. The current Claims Ratio % is 0.00%. American Coastal Insurance's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Claims Ratio % calculated?
Claims Ratio % is calculated from a company's financial statements. For American Coastal Insurance (FRA:0UI), the current Claims Ratio % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Coastal Insurance (FRA:0UI) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of €8.15 is trading 15.3% below its estimated GF Value™ of €9.62. GuruFocus considers American Coastal Insurance to be Modestly Undervalued.

Key valuation signals for FRA:0UI:

  • Claims Ratio %: 0.00%
  • GF Value™: €9.62 vs. price of €8.15 (15.3% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the FRA:0UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Coastal Insurance Business Description

Other Exchanges ACIC:USA
Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
67GF Score

Get the complete analysis for FRA:0UI

Claims Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.15
Price
€9.62
GF Value