American Coastal Insurance (FRA:0UI) Unearned Premiums: €291.2 Mil (As of Jun. 2026)

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:0UI American Coastal Insurance Corp FRA:0UI
64 GF Score
Price €8.80
GF Value €9.78
! 2 Warning Signs
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What is American Coastal Insurance Unearned Premiums?

American Coastal Insurance FRA:0UI -6.38% 64 Unearned Premiums is €291.2 Mil as of Jun. 2026. GuruFocus rates FRA:0UI with a GF Score™ of 64/100 and a GF Value™ of €9.78. The stock has 2 warning signs investors should review.

American Coastal Insurance's quarterly unearned premiums increased from Dec. 2025 (€213.2 Mil) to Mar. 2026 (€223.1 Mil) and increased from Mar. 2026 (€223.1 Mil) to Jun. 2026 (€291.2 Mil).

American Coastal Insurance's annual unearned premiums increased from Dec. 2023 (€253.2 Mil) to Dec. 2024 (€272.5 Mil) but then declined from Dec. 2024 (€272.5 Mil) to Dec. 2025 (€213.2 Mil).

American Coastal Insurance Unearned Premiums Historical Data

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The historical data trend for American Coastal Insurance's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Coastal Insurance Unearned Premiums Chart

American Coastal Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Premiums
Get a 7-Day Free Trial Premium Member Only Premium Member Only 570.77 244.48 253.24 272.51 213.17

American Coastal Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Premiums Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 332.92 249.68 213.17 223.06 291.17
FRA:0UI
64GF Score
American Coastal Insurance Corp FRA:0UI
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
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American Coastal Insurance Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of €291.2 Mil mean?
American Coastal Insurance (FRA:0UI) has a Unearned Premiums of €291.2 Mil as of Jun. 2026. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for American Coastal Insurance and its competitors.
Is American Coastal Insurance's Unearned Premiums too high?
American Coastal Insurance's current Unearned Premiums is €291.2 Mil. Overall, American Coastal Insurance has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's Unearned Premiums compare to GBLI and AII?
American Coastal Insurance's Unearned Premiums of €291.2 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for American Coastal Insurance and its competitors. American Coastal Insurance's current Unearned Premiums is €291.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
American Coastal Insurance (FRA:0UI) has a current Unearned Premiums of €291.2 Mil. The stock's GF Value™ is €9.78, compared to a current price of €8.80 — trading 10% below its estimated fair value. The current Unearned Premiums is €291.2 Mil. American Coastal Insurance's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For American Coastal Insurance (FRA:0UI), the current Unearned Premiums is €291.2 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Coastal Insurance (FRA:0UI) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of €8.80 is trading 10% below its estimated GF Value™ of €9.78.

Key valuation signals for FRA:0UI:

  • Unearned Premiums: €291.2 Mil
  • GF Value™: €9.78 vs. price of €8.80 (10% below fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the FRA:0UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Coastal Insurance Business Description

Other Exchanges ACIC:USA
Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
64GF Score

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Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.80
Price
€9.78
GF Value