American Coastal Insurance (FRA:0UI) YoY EBITDA Growth: -24.28% (As of Jun. 2026)

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FRA:0UI American Coastal Insurance Corp FRA:0UI
66 GF Score
Price €8.35
GF Value €9.85
Valuation Modestly Undervalued
! 2 Warning Signs
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What is American Coastal Insurance YoY EBITDA Growth?

American Coastal Insurance FRA:0UI -1.18% 66 YoY EBITDA Growth is -24.28% as of Jun. 2026. GuruFocus rates FRA:0UI with a GF Score™ of 66/100 and a GF Value™ of €9.85 (Modestly Undervalued). The stock has 2 warning signs investors should review.

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months. American Coastal Insurance's YoY EBITDA Growth for the quarter that ended in Jun. 2026 was -24.28%.

American Coastal Insurance's EBITDA per Share for the three months ended in Jun. 2026 was €0.56.

American Coastal Insurance YoY EBITDA Growth Related Terms

American Coastal Insurance YoY EBITDA Growth Historical Data

* Premium members only.

The historical data trend for American Coastal Insurance's YoY EBITDA Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Coastal Insurance YoY EBITDA Growth Chart

American Coastal Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EBITDA Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 110.29 243.64 221.30 -2.43 15.91

American Coastal Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EBITDA Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.82 4.05 160.07 -12.06 -24.28
FRA:0UI
66GF Score
American Coastal Insurance Corp FRA:0UI
YoY EBITDA Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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American Coastal Insurance YoY EBITDA Growth Calculation

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months.

American Coastal Insurance's YoY EBITDA Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EBITDA Growth (A: Dec. 2025 )
=(EBITDA per Share (A: Dec. 2025 )-EBITDA per Share (A: Dec. 2024 ))/ | EBITDA per Share (A: Dec. 2024 ) |
=(2.747-2.37)/ | 2.37 |
=15.91 %

American Coastal Insurance's YoY EBITDA Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EBITDA Growth (Q: Jun. 2026 )
=(EBITDA per Share (Q: Jun. 2026 )-EBITDA per Share (Q: Jun. 2025 )) / | EBITDA per Share (Q: Jun. 2025 )) |
=(0.555-0.733)/ | 0.733 |
=-24.28 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EBITDA Growth →
What does a YoY EBITDA Growth of -24.28% mean?
American Coastal Insurance (FRA:0UI) has a YoY EBITDA Growth of -24.28% as of Jun. 2026. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for American Coastal Insurance and its competitors.
Is American Coastal Insurance's YoY EBITDA Growth too high?
American Coastal Insurance's current YoY EBITDA Growth is -24.28%. Overall, American Coastal Insurance has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's YoY EBITDA Growth compare to GBLI and AII?
American Coastal Insurance's YoY EBITDA Growth of -24.28% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EBITDA Growth for an Insurance company?
A good YoY EBITDA Growth depends on the Insurance industry context. However, YoY EBITDA Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EBITDA Growth mean?
A high YoY EBITDA Growth can signal that a stock is expensive relative to its fundamentals. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for American Coastal Insurance and its competitors. American Coastal Insurance's current YoY EBITDA Growth is -24.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
Based on GuruFocus' analysis, American Coastal Insurance (FRA:0UI) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.85, compared to a current price of €8.35 — trading 15.2% below its estimated fair value. The current YoY EBITDA Growth is -24.28%. American Coastal Insurance's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EBITDA Growth calculated?
YoY EBITDA Growth is calculated from a company's financial statements. For American Coastal Insurance (FRA:0UI), the current YoY EBITDA Growth is -24.28% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Coastal Insurance (FRA:0UI) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of €8.35 is trading 15.2% below its estimated GF Value™ of €9.85. GuruFocus considers American Coastal Insurance to be Modestly Undervalued.

Key valuation signals for FRA:0UI:

  • YoY EBITDA Growth: -24.28%
  • GF Value™: €9.85 vs. price of €8.35 (15.2% below fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the FRA:0UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Coastal Insurance Business Description

Other Exchanges ACIC:USA
Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
66GF Score

Get the complete analysis for FRA:0UI

YoY EBITDA Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.35
Price
€9.85
GF Value