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During the past 12 months, American Coastal Insurance's average Book Value per Share Growth Rate was 20.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of American Coastal Insurance was 25.00% per year. The lowest was -26.80% per year. And the median was 5.40% per year.
American Coastal Insurance (FRA:0UI) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
American Coastal Insurance 3-Year Book Growth Rate Related Terms
FRA:0UI vs GBLI, AII, NODK: 3-Year Book Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, American Coastal Insurance's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Coastal Insurance 3-Year Book Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, American Coastal Insurance's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where American Coastal Insurance's 3-Year Book Growth Rate falls into.
American Coastal Insurance 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 0.00% mean?
American Coastal Insurance (FRA:0UI) has a 3-Year Book Growth Rate of 0.00% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for American Coastal Insurance and its competitors. According to the industry distribution chart, American Coastal Insurance ranks #999999 out of 477 companies in the Insurance industry.
Is American Coastal Insurance's 3-Year Book Growth Rate too high?
American Coastal Insurance's current 3-Year Book Growth Rate is 0.00%. Based on the distribution chart, American Coastal Insurance ranks #999999 out of 477 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, American Coastal Insurance has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's 3-Year Book Growth Rate compare to GBLI and AII?
According to the Insurance industry distribution chart, American Coastal Insurance ranks #999999 out of 477 companies for 3-Year Book Growth Rate. This places American Coastal Insurance in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.30, based on 477 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for American Coastal Insurance and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Coastal Insurance's current 3-Year Book Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
Based on GuruFocus' analysis, American Coastal Insurance (FRA:0UI) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.41, compared to a current price of €7.90 — trading 16% below its estimated fair value. The current 3-Year Book Growth Rate is 0.00%. American Coastal Insurance's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For American Coastal Insurance (FRA:0UI), the current 3-Year Book Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Coastal Insurance (FRA:0UI) Overvalued in 2026?
Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued.
The current stock price of €7.90 is trading 16% below its estimated GF Value™ of €9.41.
GuruFocus considers American Coastal Insurance to be Modestly Undervalued.
Key valuation signals for FRA:0UI:
3-Year Book Growth Rate: 0.00%
GF Value™: €9.41 vs. price of €7.90 (16% below fair value)
No single metric tells the full story. See the FRA:0UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
67GF Score
Get the complete analysis for FRA:0UI
3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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