American Coastal Insurance (FRA:0UI) 1-Year Sharpe Ratio: 0.27 (As of Jul. 21, 2026)

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FRA:0UI American Coastal Insurance Corp FRA:0UI
66 GF Score
Price €8.85
GF Value €9.75
! 2 Warning Signs
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What is American Coastal Insurance 1-Year Sharpe Ratio?

American Coastal Insurance FRA:0UI -1.12% 66 1-Year Sharpe Ratio is 0.27 as of Jul. 21, 2026. GuruFocus rates FRA:0UI with a GF Score™ of 66/100 and a GF Value™ of €9.75. The stock has 2 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-21), American Coastal Insurance's 1-Year Sharpe Ratio is 0.27.

American Coastal Insurance  (FRA:0UI) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

American Coastal Insurance 1-Year Sharpe Ratio Related Terms

FRA:0UI vs AII, HIPO, GBLI: 1-Year Sharpe Ratio Comparison

For the Insurance - Property & Casualty subindustry, American Coastal Insurance's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

American Coastal Insurance 1-Year Sharpe Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, American Coastal Insurance's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where American Coastal Insurance's 1-Year Sharpe Ratio falls into.


FRA:0UI
66GF Score
American Coastal Insurance Corp FRA:0UI
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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American Coastal Insurance 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.27 mean?
American Coastal Insurance (FRA:0UI) has a 1-Year Sharpe Ratio of 0.27 as of Jul. 21, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for American Coastal Insurance and its competitors.
Is American Coastal Insurance's 1-Year Sharpe Ratio too high?
American Coastal Insurance's current 1-Year Sharpe Ratio is 0.27. Overall, American Coastal Insurance has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's 1-Year Sharpe Ratio compare to AII and HIPO?
American Coastal Insurance's 1-Year Sharpe Ratio of 0.27 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for an Insurance company?
A good 1-Year Sharpe Ratio depends on the Insurance industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for American Coastal Insurance and its competitors. American Coastal Insurance's current 1-Year Sharpe Ratio is 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
American Coastal Insurance (FRA:0UI) has a current 1-Year Sharpe Ratio of 0.27. The stock's GF Value™ is €9.75, compared to a current price of €8.85 — trading 9.2% below its estimated fair value. The current 1-Year Sharpe Ratio is 0.27. American Coastal Insurance's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For American Coastal Insurance (FRA:0UI), the current 1-Year Sharpe Ratio is 0.27 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Coastal Insurance (FRA:0UI) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of €8.85 is trading 9.2% below its estimated GF Value™ of €9.75.

Key valuation signals for FRA:0UI:

  • 1-Year Sharpe Ratio: 0.27
  • GF Value™: €9.75 vs. price of €8.85 (9.2% below fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the FRA:0UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Coastal Insurance Business Description

Other Exchanges ACIC:USA
Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
66GF Score

Get the complete analysis for FRA:0UI

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.85
Price
€9.75
GF Value