American Coastal Insurance (FRA:0UI) Cyclically Adjusted FCF per Share: €-0.28 (As of Jun. 2026)

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FRA:0UI American Coastal Insurance Corp FRA:0UI
66 GF Score
Price €7.80
GF Value €9.80
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is American Coastal Insurance Cyclically Adjusted FCF per Share?

American Coastal Insurance FRA:0UI -2.50% 66 Cyclically Adjusted FCF per Share is €-0.28 as of Jun. 2026. GuruFocus rates FRA:0UI with a GF Score™ of 66/100 and a GF Value™ of €9.80 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

American Coastal Insurance's adjusted free cash flow per share for the three months ended in Jun. 2026 was €1.026. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €-0.28 for the trailing ten years ended in Jun. 2026.

During the past 12 months, American Coastal Insurance's average Cyclically Adjusted FCF Growth Rate was -203.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of American Coastal Insurance was 1.00% per year. The lowest was -58.40% per year. And the median was -22.70% per year.

As of today (2026-08-23), American Coastal Insurance's current stock price is €7.80. American Coastal Insurance's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €-0.28. American Coastal Insurance's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of American Coastal Insurance was 159.25. The lowest was 0.22. And the median was 5.14.


American Coastal Insurance  (FRA:0UI) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of American Coastal Insurance was 159.25. The lowest was 0.22. And the median was 5.14.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


American Coastal Insurance Cyclically Adjusted FCF per Share Related Terms


American Coastal Insurance Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for American Coastal Insurance's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Coastal Insurance Cyclically Adjusted FCF per Share Chart

American Coastal Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.85 0.83 0.20 0.28 -0.08

American Coastal Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.25 0.07 -0.08 -0.32 -0.28

FRA:0UI vs GBLI, AII, NODK: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, American Coastal Insurance's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Coastal Insurance Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, American Coastal Insurance's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where American Coastal Insurance's Cyclically Adjusted Price-to-FCF falls into.


FRA:0UI
66GF Score
American Coastal Insurance Corp FRA:0UI
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

American Coastal Insurance Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, American Coastal Insurance's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.026/333.9520*333.9520
=1.026

Current CPI (Jun. 2026) = 333.9520.

American Coastal Insurance Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 1.501 241.428 2.076
201612 -1.051 241.432 -1.454
201703 -0.221 243.801 -0.303
201706 1.265 244.955 1.725
201709 0.501 246.819 0.678
201712 -0.983 246.524 -1.332
201803 -0.318 249.554 -0.426
201806 1.867 251.989 2.474
201809 0.850 252.439 1.124
201812 -1.988 251.233 -2.643
201903 -0.119 254.202 -0.156
201906 3.701 256.143 4.825
201909 0.820 256.759 1.067
201912 -1.778 256.974 -2.311
202003 0.296 258.115 0.383
202006 2.428 257.797 3.145
202009 0.464 260.280 0.595
202012 -3.381 260.474 -4.335
202103 -1.322 264.877 -1.667
202106 0.711 271.696 0.874
202109 -1.634 274.310 -1.989
202112 -3.857 278.802 -4.620
202203 -0.471 287.504 -0.547
202206 0.620 296.311 0.699
202209 -2.504 296.808 -2.817
202212 -1.649 296.797 -1.855
202303 -2.236 301.836 -2.474
202306 -2.713 305.109 -2.969
202309 1.019 307.789 1.106
202312 0.977 306.746 1.064
202403 2.339 312.332 2.501
202406 2.377 314.175 2.527
202409 -0.163 315.301 -0.173
202412 0.031 315.605 0.033
202503 0.492 319.799 0.514
202506 2.235 322.561 2.314
202509 -0.608 324.800 -0.625
202512 -0.816 324.054 -0.841
202603 -0.102 330.213 -0.103
202606 1.026 333.952 1.026

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €-0.28 mean?
American Coastal Insurance (FRA:0UI) has a Cyclically Adjusted FCF per Share of €-0.28 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on American Coastal Insurance and its competitors.
Is American Coastal Insurance's Cyclically Adjusted FCF per Share too high?
American Coastal Insurance's current Cyclically Adjusted FCF per Share is €-0.28. Overall, American Coastal Insurance has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does American Coastal Insurance's Cyclically Adjusted FCF per Share compare to GBLI and AII?
American Coastal Insurance's Cyclically Adjusted FCF per Share of €-0.28 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on American Coastal Insurance and its competitors. American Coastal Insurance's current Cyclically Adjusted FCF per Share is €-0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Coastal Insurance stock overvalued right now?
Based on GuruFocus' analysis, American Coastal Insurance (FRA:0UI) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.80, compared to a current price of €7.80 — trading 20.4% below its estimated fair value. The current Cyclically Adjusted FCF per Share is €-0.28. American Coastal Insurance's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For American Coastal Insurance (FRA:0UI), the current Cyclically Adjusted FCF per Share is €-0.28 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Coastal Insurance (FRA:0UI) Overvalued in 2026?

Based on GuruFocus' analysis, American Coastal Insurance stock appears to be undervalued. The current stock price of €7.80 is trading 20.4% below its estimated GF Value™ of €9.80. GuruFocus considers American Coastal Insurance to be Modestly Undervalued.

Key valuation signals for FRA:0UI:

  • Cyclically Adjusted FCF per Share: €-0.28
  • GF Value™: €9.80 vs. price of €7.80 (20.4% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the FRA:0UI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Coastal Insurance Business Description

Other Exchanges ACIC:USA
Address 570 Carillon Parkway, Suite 100, Saint Petersburg, FL, USA, 33716
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.
66GF Score

Get the complete analysis for FRA:0UI

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.80
Price
€9.80
GF Value