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Average Interest Earning Assets (USD Mil) is the average of the beginning and ending balances of interest earning assets. Earning Assets are income-producing investments owned by a company without any significant effort on its owners.
Southern First Bancshares's Average Interest Earning Assets (USD Mil) for the quarter that ended in Mar. 2026 was 4,257.68
, which is higher than
4,195.29 for the pervious quarter ended in Dec. 2025.
Southern First Bancshares's Average Interest Earning Assets (USD Mil) for the annual that ended in Dec. 2025 was 4,089.13
, which is higher than
3,936.76 for the pervious year ended in Dec. 2024.
The historical rank and industry rank for Southern First Bancshares's Average Interest Earning Assets (USD Mil) or its related term are showing as below:
SFST's Average Interest Earning Assets (USD Mil) is not ranked *
in the Banks industry.
Industry Median: * Ranked among companies with meaningful Average Interest Earning Assets (USD Mil) only.
Southern First Bancshares (NAS:SFST) Average Interest Earning Assets (USD Mil) Explanation
Earning assets are assets that can generate income directly, such as stocks that pay dividends, bonds that pay interest, real estate properties that generate rental income, copyright and other interest or dividend earning accounts or instruments.
Average Earning Assets are commonly used as a denominator when calculating net interest margin. This ratio can help investors determine whether or not to invest in a financial company by providing visibility into the profitability of their interest income versus their interest expenses.
Southern First Bancshares Average Interest Earning Assets (USD Mil) Related Terms
Southern First Bancshares Average Interest Earning Assets (USD Mil) Historical Data
* Premium members only.
The historical data trend for Southern First Bancshares's Average Interest Earning Assets (USD Mil) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southern First Bancshares Average Interest Earning Assets (USD Mil) Chart
SFST vs UNTY, BWB, CBNK: Average Interest Earning Assets (USD Mil) Comparison
For the Banks - Regional subindustry, Southern First Bancshares's Average Interest Earning Assets (USD Mil), along with its competitors' market caps and Average Interest Earning Assets (USD Mil) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
What does a Average Interest Earning Assets (USD Mil) of 4,257.68 mean?
Southern First Bancshares (SFST) has a Average Interest Earning Assets (USD Mil) of 4,257.68 as of Mar. 2026. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on Southern First Bancshares and its competitors.
Is Southern First Bancshares' Average Interest Earning Assets (USD Mil) too high?
Southern First Bancshares' current Average Interest Earning Assets (USD Mil) is 4,257.68. Overall, Southern First Bancshares has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern First Bancshares' Average Interest Earning Assets (USD Mil) compare to UNTY and BWB?
Southern First Bancshares' Average Interest Earning Assets (USD Mil) of 4,257.68 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Average Interest Earning Assets (USD Mil) for a Banks company?
A good Average Interest Earning Assets (USD Mil) depends on the Banks industry context. However, Average Interest Earning Assets (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Average Interest Earning Assets (USD Mil) mean?
A high Average Interest Earning Assets (USD Mil) can signal that a stock is expensive relative to its fundamentals. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on Southern First Bancshares and its competitors. Southern First Bancshares's current Average Interest Earning Assets (USD Mil) is 4,257.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern First Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southern First Bancshares (SFST) is currently considered Significantly Overvalued. The stock's GF Value™ is $46.99, compared to a current price of $62.40 — trading 32.8% above its estimated fair value. The current Average Interest Earning Assets (USD Mil) is 4,257.68. Southern First Bancshares' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Average Interest Earning Assets (USD Mil) calculated?
Average Interest Earning Assets (USD Mil) is calculated from a company's financial statements. For Southern First Bancshares (SFST), the current Average Interest Earning Assets (USD Mil) is 4,257.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southern First Bancshares (SFST) Overvalued in 2026?
Based on GuruFocus' analysis, Southern First Bancshares stock appears to be overvalued.
The current stock price of $62.40 is trading 32.8% above its estimated GF Value™ of $46.99.
GuruFocus considers Southern First Bancshares to be Significantly Overvalued.
Key valuation signals for SFST:
Average Interest Earning Assets (USD Mil): 4,257.68
GF Value™: $46.99 vs. price of $62.40 (32.8% above fair value)
No single metric tells the full story. See the SFST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southern First Bancshares Inc is a bank holding company. Through its banking subsidiary, it is engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer, and mortgage loans, ATM processing, and other banking products and services to the general public. The group operates through various retail offices located in the Greenville, Columbia, and Charleston markets of South Carolina, three retail offices in the Raleigh, Greensboro, and Charlotte markets of North Carolina, and one retail office in Atlanta, Georgia.
57GF Score
Get the complete analysis for SFST
Average Interest Earning Assets (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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