SFST (Southern First Bancshares) Tariff Resilience Score: 9/10 (As of Jul. 18, 2026)

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SFST Southern First Bancshares Inc SFST
57 GF Score
Price $62.20
GF Value $47.02
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Southern First Bancshares Tariff Resilience Score?

Southern First Bancshares SFST -2.34% 57 Tariff Resilience Score is 9 as of Jul. 18, 2026. GuruFocus rates SFST with a GF Score™ of 57/100 and a GF Value™ of $47.02 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,606 Banks companies, Southern First Bancshares ranks better than 99.25% on this metric.

Southern First Bancshares has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Southern First Bancshares has As a regional bank, it has negligible exposure to international trade tariffs. Its operations are domestically focused, with no significant import/export activities.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Southern First Bancshares might have Highly Resilient.

Southern First Bancshares  (NAS:SFST) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Southern First Bancshares Tariff Resilience Score Related Terms

SFST vs BWB, KRNY, CBNK: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Southern First Bancshares's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southern First Bancshares Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Southern First Bancshares's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Southern First Bancshares's Tariff Resilience Score falls into.


SFST
57GF Score
Southern First Bancshares Inc SFST
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Southern First Bancshares (SFST) has a Tariff Resilience Score of 9 as of Jul. 18, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Southern First Bancshares ranks #12 out of 1606 companies in the Banks industry, placing it in the top 0.7%.
Is Southern First Bancshares' Tariff Resilience Score too high?
Southern First Bancshares' current Tariff Resilience Score is 9. Based on the distribution chart, Southern First Bancshares ranks #12 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Southern First Bancshares has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern First Bancshares' Tariff Resilience Score compare to BWB and KRNY?
According to the Banks industry distribution chart, Southern First Bancshares ranks #12 out of 1606 companies for Tariff Resilience Score. This places Southern First Bancshares in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Southern First Bancshares's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern First Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southern First Bancshares (SFST) is currently considered Significantly Overvalued. The stock's GF Value™ is $47.02, compared to a current price of $62.20 — trading 32.3% above its estimated fair value. The current Tariff Resilience Score is 9. Southern First Bancshares' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Southern First Bancshares (SFST), the current Tariff Resilience Score is 9 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern First Bancshares (SFST) Overvalued in 2026?

Based on GuruFocus' analysis, Southern First Bancshares stock appears to be overvalued. The current stock price of $62.20 is trading 32.3% above its estimated GF Value™ of $47.02. GuruFocus considers Southern First Bancshares to be Significantly Overvalued.

Key valuation signals for SFST:

  • Tariff Resilience Score: 9
  • GF Value™: $47.02 vs. price of $62.20 (32.3% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the SFST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern First Bancshares Business Description

Address 6 Verdae Boulevard, Greenville, SC, USA, 29607
Southern First Bancshares Inc is a bank holding company. Through its banking subsidiary, it is engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer, and mortgage loans, ATM processing, and other banking products and services to the general public. The group operates through various retail offices located in the Greenville, Columbia, and Charleston markets of South Carolina, three retail offices in the Raleigh, Greensboro, and Charlotte markets of North Carolina, and one retail office in Atlanta, Georgia.
57GF Score

Get the complete analysis for SFST

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.20
Price
$47.02
GF Value