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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-20), Southern First Bancshares's 3-1 Month Momentum % is 0.29%.
The industry rank for Southern First Bancshares's 3-1 Month Momentum % or its related term are showing as below:
SFST's 3-1 Month Momentum % is ranked worse than 53.3% of 1574
companies
in the Banks industry
Industry Median: 0.75
vs SFST: 0.29
Southern First Bancshares (NAS:SFST) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Southern First Bancshares 3-1 Month Momentum % Related Terms
SFST vs BWB, KRNY, CBNK: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Southern First Bancshares's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southern First Bancshares 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Southern First Bancshares's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Southern First Bancshares's 3-1 Month Momentum % falls into.
Southern First Bancshares (NAS:SFST) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southern First Bancshares (SFST) has a 3-1 Month Momentum % of 0.29% as of Jul. 20, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Southern First Bancshares and its competitors. According to the industry distribution chart, Southern First Bancshares ranks #839 out of 1574 companies in the Banks industry, placing it in the top 53.3%.
Is Southern First Bancshares' 3-1 Month Momentum % too high?
Southern First Bancshares' current 3-1 Month Momentum % is 0.29%. The Banks industry median 3-1 Month Momentum % is 0.75. Southern First Bancshares' value of 0.29% is 61.3% below this industry median. Based on the distribution chart, Southern First Bancshares ranks #839 out of 1574 companies in the Banks industry, which is below the industry midpoint. Overall, Southern First Bancshares has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern First Bancshares' 3-1 Month Momentum % compare to BWB and KRNY?
According to the Banks industry distribution chart, Southern First Bancshares ranks #839 out of 1574 companies for 3-1 Month Momentum %. This places Southern First Bancshares in the lower half of its industry. The industry median 3-1 Month Momentum % is 0.75. Southern First Bancshares' value of 0.29% is 61.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 0.75, based on 1,574 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Southern First Bancshares's current 3-1 Month Momentum % of 0.29% is 61.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Southern First Bancshares and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 0.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southern First Bancshares's current 3-1 Month Momentum % is 0.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern First Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southern First Bancshares (SFST) is currently considered Significantly Overvalued. The stock's GF Value™ is $47.02, compared to a current price of $61.39 — trading 30.6% above its estimated fair value. The current 3-1 Month Momentum % is 0.29% and 61.3% below the Banks industry median of 0.75. Southern First Bancshares' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Southern First Bancshares (SFST), the current 3-1 Month Momentum % is 0.29% as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southern First Bancshares (SFST) Overvalued in 2026?
Based on GuruFocus' analysis, Southern First Bancshares stock appears to be overvalued.
The current stock price of $61.39 is trading 30.6% above its estimated GF Value™ of $47.02.
GuruFocus considers Southern First Bancshares to be Significantly Overvalued.
Key valuation signals for SFST:
3-1 Month Momentum %: 0.29%
GF Value™: $47.02 vs. price of $61.39 (30.6% above fair value)
Industry Position: 61.3% below the Banks median (#839 of 1574)
No single metric tells the full story. See the SFST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southern First Bancshares Inc is a bank holding company. Through its banking subsidiary, it is engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the FDIC), and providing commercial, consumer, and mortgage loans, ATM processing, and other banking products and services to the general public. The group operates through various retail offices located in the Greenville, Columbia, and Charleston markets of South Carolina, three retail offices in the Raleigh, Greensboro, and Charlotte markets of North Carolina, and one retail office in Atlanta, Georgia.
57GF Score
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