IBWC (IBW Financial) Beginning Cash Position: $65.77 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IBWC IBW Financial Corp IBWC
41 GF Score
Price $80.00
GF Value $29.32
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is IBW Financial Beginning Cash Position?

IBW Financial IBWC 41 Beginning Cash Position is $65.77 Mil as of Dec. 2025. GuruFocus rates IBWC with a GF Score™ of 41/100 and a GF Value™ of $29.32 (Significantly Overvalued). The stock has 7 warning signs investors should review.

IBW Financial's Beginning Cash Position for the quarter that ended in Dec. 2025 was $65.77 Mil.

IBW Financial's quarterly Beginning Cash Position declined from Dec. 2023 ($74.19 Mil) to Dec. 2024 ($52.88 Mil) but then increased from Dec. 2024 ($52.88 Mil) to Dec. 2025 ($65.77 Mil).

IBW Financial's annual Beginning Cash Position declined from Dec. 2023 ($74.19 Mil) to Dec. 2024 ($52.88 Mil) but then increased from Dec. 2024 ($52.88 Mil) to Dec. 2025 ($65.77 Mil).

IBW Financial Beginning Cash Position Related Terms

IBW Financial Beginning Cash Position Historical Data

* Premium members only.

The historical data trend for IBW Financial's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBW Financial Beginning Cash Position Chart

IBW Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 89.71 67.46 74.19 52.88 65.77

IBW Financial Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 89.71 67.46 74.19 52.88 65.77
IBWC
41GF Score
IBW Financial Corp IBWC
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IBW Financial Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $65.77 Mil mean?
IBW Financial (IBWC) has a Beginning Cash Position of $65.77 Mil as of Dec. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on IBW Financial and its competitors.
Is IBW Financial's Beginning Cash Position too high?
IBW Financial's current Beginning Cash Position is $65.77 Mil. Overall, IBW Financial has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IBW Financial's Beginning Cash Position compare to PNBI and KFFB?
IBW Financial's Beginning Cash Position of $65.77 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on IBW Financial and its competitors. IBW Financial's current Beginning Cash Position is $65.77 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBW Financial stock overvalued right now?
Based on GuruFocus' analysis, IBW Financial (IBWC) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.32, compared to a current price of $80.00 — trading 172.9% above its estimated fair value. The current Beginning Cash Position is $65.77 Mil. IBW Financial's overall GF Score™ is 41/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For IBW Financial (IBWC), the current Beginning Cash Position is $65.77 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IBW Financial (IBWC) Overvalued in 2026?

Based on GuruFocus' analysis, IBW Financial stock appears to be overvalued. The current stock price of $80.00 is trading 172.9% above its estimated GF Value™ of $29.32. GuruFocus considers IBW Financial to be Significantly Overvalued.

Key valuation signals for IBWC:

  • Beginning Cash Position: $65.77 Mil
  • GF Value™: $29.32 vs. price of $80.00 (172.9% above fair value)
  • GF Score™: 41/100 with 7 warning signs

No single metric tells the full story. See the IBWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IBW Financial Business Description

Address 4812 Georgia Avenue NW, Washington, DC, USA, 20011-4113
IBW Financial Corp is a bank holding company. Through its banking subsidiary, it is engaged in offering a broad range of banking products, including a full line of business and personal savings and certificates of deposit, and other banking services. It also funds a variety of loan types, including commercial term loans and residential real estate loans, lines of credit, consumer loans, and letters of credit. The company's customers are mainly individuals and small businesses. Geographically, its primary market areas are in the District of Columbia and surrounding areas.
41GF Score

Get the complete analysis for IBWC

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$80.00
Price
$29.32
GF Value