The historical rank and industry rank for IBW Financial's FCF Margin % or its related term are showing as below:
IBWC'
s FCF Margin % Range Over the Past 10 Years
Min: -18.47 Med: -0.91 Max: 14.2
Current: 7.64
During the past 12 years, the highest FCF Margin % of IBW Financial was 14.20%. The lowest was -18.47%. And the median was -0.91%.
IBWC's FCF Margin % is ranked worse than 68.7% of 1505
companies
in the Banks industry
Industry Median: 26.42
vs IBWC: 7.64
IBW Financial FCF Margin % Related Terms
IBW Financial FCF Margin % Historical Data
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The historical data trend for IBW Financial's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, IBW Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IBW Financial FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, IBW Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where IBW Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IBW Financial (IBWC) has a FCF Margin % of 7.64% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on IBW Financial and its competitors. According to the industry distribution chart, IBW Financial ranks #1034 out of 1505 companies in the Banks industry, placing it in the top 68.7%.
Is IBW Financial's FCF Margin % too high?
IBW Financial's current FCF Margin % is 7.64%. The Banks industry median FCF Margin % is 26.42. IBW Financial's value of 7.64% is 71.1% below this industry median. Based on the distribution chart, IBW Financial ranks #1034 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, IBW Financial has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IBW Financial's FCF Margin % compare to CDAB and CNBZ?
According to the Banks industry distribution chart, IBW Financial ranks #1034 out of 1505 companies for FCF Margin %. This places IBW Financial in the lower half of its industry. The industry median FCF Margin % is 26.42. IBW Financial's value of 7.64% is 71.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IBW Financial's current FCF Margin % of 7.64% is 71.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on IBW Financial and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IBW Financial's current FCF Margin % is 7.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBW Financial stock overvalued right now?
Based on GuruFocus' analysis, IBW Financial (IBWC) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.18, compared to a current price of $48.00 — trading 64.5% above its estimated fair value. The current FCF Margin % is 7.64% and 71.1% below the Banks industry median of 26.42. IBW Financial's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For IBW Financial (IBWC), the current FCF Margin % is 7.64% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IBW Financial (IBWC) Overvalued in 2026?
Based on GuruFocus' analysis, IBW Financial stock appears to be overvalued.
The current stock price of $48.00 is trading 64.5% above its estimated GF Value™ of $29.18.
GuruFocus considers IBW Financial to be Significantly Overvalued.
Key valuation signals for IBWC:
FCF Margin %: 7.64%
GF Value™: $29.18 vs. price of $48.00 (64.5% above fair value)
Industry Position: 71.1% below the Banks median (#1034 of 1505)
No single metric tells the full story. See the IBWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IBW Financial Corp is a bank holding company. Through its banking subsidiary, it is engaged in offering a broad range of banking products, including a full line of business and personal savings and certificates of deposit, and other banking services. It also funds a variety of loan types, including commercial term loans and residential real estate loans, lines of credit, consumer loans, and letters of credit. The company's customers are mainly individuals and small businesses. Geographically, its primary market areas are in the District of Columbia and surrounding areas.
51GF Score
Get the complete analysis for IBWC
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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