IBW FinancialIBWC +1.05%51 Median PS Value is $30.45 as of Jun. 24, 2026, which is 2123% above its 10-year median of 1.37. GuruFocus rates IBWC with a GF Score™ of 51/100 and a GF Value™ of $29.18 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,043 Banks companies, IBW Financial ranks worse than 81.21% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. IBW Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $49.836. IBW Financial's 10-Year median PS Ratio is 0.611. Therefore, the Median PS Value for today is $30.45.
As of today (2026-06-24), IBW Financial's share price is $48.00. IBW Financial's Median PS Value is $30.45. Therefore, IBW Financial's Price to Median PS Value for today is 1.58.
The historical rank and industry rank for IBW Financial's Median PS Value or its related term are showing as below:
IBWC'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 1.25 Med: 1.37 Max: 1.58
Current: 1.58
During the past 12 years, the highest Price to Median PS Value of IBW Financial was 1.58. The lowest was 1.25. And the median was 1.37.
IBWC's Price-to-Median-PS-Value is ranked worse than 81.21% of 1043
companies
in the Banks industry
Industry Median: 1.09
vs IBWC: 1.58
IBW Financial (OTCPK:IBWC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
IBW Financial's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
48.00
/
30.45
=
1.58
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IBW Financial Median PS Value Related Terms
IBW Financial Median PS Value Historical Data
* Premium members only.
The historical data trend for IBW Financial's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IBWC vs CDAB, CNBZ, AMFC: Median PS Value Comparison
For the Banks - Regional subindustry, IBW Financial's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IBW Financial Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, IBW Financial's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where IBW Financial's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.611.
For company reported annually, GuruFocus uses latest annual data as the TTM data. IBW Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $49.836.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IBW Financial (IBWC) has a Median PS Value of $30.45 as of Jun. 24, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on IBW Financial and its competitors. This is 2123% above median its historical median of 1.37. Over the past decade, IBW Financial's Median PS Value has ranged from 1.25 to 1.58. According to the industry distribution chart, IBW Financial ranks #847 out of 1043 companies in the Banks industry, placing it in the top 81.2%.
Is IBW Financial's Median PS Value too high?
IBW Financial's current Median PS Value of $30.45 is 2123% above median its 10-year median of 1.37. Over the past 10 years, this metric has ranged from a low of 1.25 to a high of 1.58. The Banks industry median Median PS Value is 1.09. IBW Financial's value of $30.45 is 2693.6% above this industry median. Based on the distribution chart, IBW Financial ranks #847 out of 1043 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, IBW Financial has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IBW Financial's Median PS Value compare to CDAB and CNBZ?
According to the Banks industry distribution chart, IBW Financial ranks #847 out of 1043 companies for Median PS Value. This places IBW Financial in the lower half of its industry. The industry median Median PS Value is 1.09. IBW Financial's value of $30.45 is 2693.6% above this benchmark. Historically, IBW Financial's own Median PS Value has ranged from 1.25 to 1.58 over the past decade. While the company's 10-year median is 1.37 vs. the industry median of 1.09, IBW Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.09, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IBW Financial's current Median PS Value of $30.45 is 2693.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on IBW Financial and its competitors. For the Banks industry, the median Median PS Value is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IBW Financial's current Median PS Value is $30.45, which is 2123% above median its own 10-year median of 1.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBW Financial stock overvalued right now?
Based on GuruFocus' analysis, IBW Financial (IBWC) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.18, compared to a current price of $48.00 — trading 64.5% above its estimated fair value. The current Median PS Value is $30.45, which is 2123% above median its 10-year median of 1.37 and 2693.6% above the Banks industry median of 1.09. IBW Financial's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For IBW Financial (IBWC), the current Median PS Value is $30.45 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IBW Financial (IBWC) Overvalued in 2026?
Based on GuruFocus' analysis, IBW Financial stock appears to be overvalued.
The current stock price of $48.00 is trading 64.5% above its estimated GF Value™ of $29.18.
GuruFocus considers IBW Financial to be Significantly Overvalued.
Key valuation signals for IBWC:
Median PS Value: $30.45 (2123% above median its 10-year median of 1.37)
GF Value™: $29.18 vs. price of $48.00 (64.5% above fair value)
Industry Position: 2693.6% above the Banks median (#847 of 1043)
No single metric tells the full story. See the IBWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IBW Financial Corp is a bank holding company. Through its banking subsidiary, it is engaged in offering a broad range of banking products, including a full line of business and personal savings and certificates of deposit, and other banking services. It also funds a variety of loan types, including commercial term loans and residential real estate loans, lines of credit, consumer loans, and letters of credit. The company's customers are mainly individuals and small businesses. Geographically, its primary market areas are in the District of Columbia and surrounding areas.
51GF Score
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Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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