IBWC (IBW Financial) Ending Cash Position: $46.10 Mil (As of Dec. 2025)

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IBWC IBW Financial Corp IBWC
41 GF Score
Price $80.00
GF Value $29.32
Valuation Significantly Overvalued
! 7 Warning Signs
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What is IBW Financial Ending Cash Position?

IBW Financial IBWC 41 Ending Cash Position is $46.10 Mil as of Dec. 2025. GuruFocus rates IBWC with a GF Score™ of 41/100 and a GF Value™ of $29.32 (Significantly Overvalued). The stock has 7 warning signs investors should review.

IBW Financial's Ending Cash Position for the quarter that ended in Dec. 2025 was $46.10 Mil.

IBW Financial's quarterly Ending Cash Position increased from Dec. 2023 ($52.88 Mil) to Dec. 2024 ($65.77 Mil) but then declined from Dec. 2024 ($65.77 Mil) to Dec. 2025 ($46.10 Mil).

IBW Financial's annual Ending Cash Position increased from Dec. 2023 ($52.88 Mil) to Dec. 2024 ($65.77 Mil) but then declined from Dec. 2024 ($65.77 Mil) to Dec. 2025 ($46.10 Mil).

IBW Financial Ending Cash Position Related Terms

IBW Financial Ending Cash Position Historical Data

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The historical data trend for IBW Financial's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBW Financial Ending Cash Position Chart

IBW Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 67.46 74.19 52.88 65.77 46.10

IBW Financial Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 67.46 74.19 52.88 65.77 46.10
IBWC
41GF Score
IBW Financial Corp IBWC
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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IBW Financial Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

IBW Financial's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=65.774+-19.671
=46.10

IBW Financial's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=65.774+-19.671
=46.10

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $46.10 Mil mean?
IBW Financial (IBWC) has a Ending Cash Position of $46.10 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on IBW Financial and its competitors.
Is IBW Financial's Ending Cash Position too high?
IBW Financial's current Ending Cash Position is $46.10 Mil. Overall, IBW Financial has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IBW Financial's Ending Cash Position compare to PNBI and KFFB?
IBW Financial's Ending Cash Position of $46.10 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on IBW Financial and its competitors. IBW Financial's current Ending Cash Position is $46.10 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBW Financial stock overvalued right now?
Based on GuruFocus' analysis, IBW Financial (IBWC) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.32, compared to a current price of $80.00 — trading 172.9% above its estimated fair value. The current Ending Cash Position is $46.10 Mil. IBW Financial's overall GF Score™ is 41/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For IBW Financial (IBWC), the current Ending Cash Position is $46.10 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IBW Financial (IBWC) Overvalued in 2026?

Based on GuruFocus' analysis, IBW Financial stock appears to be overvalued. The current stock price of $80.00 is trading 172.9% above its estimated GF Value™ of $29.32. GuruFocus considers IBW Financial to be Significantly Overvalued.

Key valuation signals for IBWC:

  • Ending Cash Position: $46.10 Mil
  • GF Value™: $29.32 vs. price of $80.00 (172.9% above fair value)
  • GF Score™: 41/100 with 7 warning signs

No single metric tells the full story. See the IBWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IBW Financial Business Description

Address 4812 Georgia Avenue NW, Washington, DC, USA, 20011-4113
IBW Financial Corp is a bank holding company. Through its banking subsidiary, it is engaged in offering a broad range of banking products, including a full line of business and personal savings and certificates of deposit, and other banking services. It also funds a variety of loan types, including commercial term loans and residential real estate loans, lines of credit, consumer loans, and letters of credit. The company's customers are mainly individuals and small businesses. Geographically, its primary market areas are in the District of Columbia and surrounding areas.
41GF Score

Get the complete analysis for IBWC

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$80.00
Price
$29.32
GF Value