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IBW FinancialIBWC 41 3-Year Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus rates IBWC with a GF Score™ of 41/100 and a GF Value™ of $29.32 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,041 Banks companies, IBW Financial ranks worse than 96061.38% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. IBW Financial's current 3-Year Share Buyback Ratio was 0.00%.
The historical rank and industry rank for IBW Financial's 3-Year Share Buyback Ratio or its related term are showing as below:
During the past 12 years, IBW Financial's highest 3-Year Share Buyback Ratio was 0.20%. The lowest was -2.70%. And the median was 0.00%.
IBWC's 3-Year Share Buyback Ratio is not ranked *
in the Banks industry.
Industry Median: -0.2 * Ranked among companies with meaningful 3-Year Share Buyback Ratio only.
IBW Financial (OTCPK:IBWC) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
IBW Financial 3-Year Share Buyback Ratio Related Terms
IBWC vs PNBI, KFFB, CYSM: 3-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, IBW Financial's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IBW Financial 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, IBW Financial's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where IBW Financial's 3-Year Share Buyback Ratio falls into.
IBW Financial 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 0.00 mean?
IBW Financial (IBWC) has a 3-Year Share Buyback Ratio of 0.00 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for IBW Financial and its competitors. According to the industry distribution chart, IBW Financial ranks #999999 out of 1041 companies in the Banks industry.
Is IBW Financial's 3-Year Share Buyback Ratio too high?
IBW Financial's current 3-Year Share Buyback Ratio is 0.00. Based on the distribution chart, IBW Financial ranks #999999 out of 1041 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, IBW Financial has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IBW Financial's 3-Year Share Buyback Ratio compare to PNBI and KFFB?
According to the Banks industry distribution chart, IBW Financial ranks #999999 out of 1041 companies for 3-Year Share Buyback Ratio. This places IBW Financial in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for IBW Financial and its competitors. IBW Financial's current 3-Year Share Buyback Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBW Financial stock overvalued right now?
Based on GuruFocus' analysis, IBW Financial (IBWC) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.32, compared to a current price of $80.00 — trading 172.9% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.00. IBW Financial's overall GF Score™ is 41/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For IBW Financial (IBWC), the current 3-Year Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IBW Financial (IBWC) Overvalued in 2026?
Based on GuruFocus' analysis, IBW Financial stock appears to be overvalued.
The current stock price of $80.00 is trading 172.9% above its estimated GF Value™ of $29.32.
GuruFocus considers IBW Financial to be Significantly Overvalued.
Key valuation signals for IBWC:
3-Year Share Buyback Ratio: 0.00
GF Value™: $29.32 vs. price of $80.00 (172.9% above fair value)
No single metric tells the full story. See the IBWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IBW Financial Corp is a bank holding company. Through its banking subsidiary, it is engaged in offering a broad range of banking products, including a full line of business and personal savings and certificates of deposit, and other banking services. It also funds a variety of loan types, including commercial term loans and residential real estate loans, lines of credit, consumer loans, and letters of credit. The company's customers are mainly individuals and small businesses. Geographically, its primary market areas are in the District of Columbia and surrounding areas.
41GF Score
Get the complete analysis for IBWC
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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