IBWC (IBW Financial) Total Payout Yield %: 6.05 (As of Jun. 25, 2026)


IBWC IBW Financial Corp IBWC
51 GF Score
Price $48.00
GF Value $29.18
Valuation Significantly Overvalued
! 7 Warning Signs
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What is IBW Financial Total Payout Yield %?

IBW Financial IBWC +1.05% 51 Total Payout Yield % is 6.05 as of Jun. 25, 2026. GuruFocus rates IBWC with a GF Score™ of 51/100 and a GF Value™ of $29.18 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Total Payout Yield % is the percent a company has paid to its shareholders through net repurchases of shares and dividends based on its Market Cap. It is a measure of shareholder return.

IBW Financial's current Total Payout Yield % is 6.05%.


IBW Financial Total Payout Yield % Explanation

Similar to Dividend Yield, Total Payout Yield % is a measurement of shareholder return. Dividends is not the only way that companies are able to distribute their excess cash back to the shareholders. The other way to distribute the cash is a stock repurchase. The stock repurchase buys back the company's own shares from the marketplace. This results in a reduced number of oustanding shares, making each share worth a greater percentage of the corporation.


IBW Financial Total Payout Yield % Related Terms


IBW Financial Total Payout Yield % Historical Data

* Premium members only.

The historical data trend for IBW Financial's Total Payout Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBW Financial Total Payout Yield % Chart

IBW Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17.49 5.38 2.70 5.00 7.57

IBW Financial Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.49 5.38 2.70 5.00 7.57

IBWC vs CDAB, CNBZ, AMFC: Total Payout Yield % Comparison

For the Banks - Regional subindustry, IBW Financial's Total Payout Yield %, along with its competitors' market caps and Total Payout Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IBW Financial Total Payout Yield % vs Banks Industry

For the Banks industry and Financial Services sector, IBW Financial's Total Payout Yield % distribution charts can be found below:

* The bar in red indicates where IBW Financial's Total Payout Yield % falls into.


IBWC
51GF Score
IBW Financial Corp IBWC
Total Payout Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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IBW Financial Total Payout Yield % Calculation

Total Payout Yield % is a measure of shareholder return.

IBW Financial's Total Payout Yield % for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Market Cap
=- (-0.012 + 0 + -1.844) / 24.5022632
=7.57%

IBW Financial's annualized Total Payout Yield % for the quarter that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) * Annualized Factor / Market Cap
=- (-0.012 + 0 + -1.844) * 1 / 24.5022632
=7.57%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Yield % →
What does a Total Payout Yield % of 6.05 mean?
IBW Financial (IBWC) has a Total Payout Yield % of 6.05 as of Jun. 25, 2026. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on IBW Financial and its competitors.
Is IBW Financial's Total Payout Yield % too high?
IBW Financial's current Total Payout Yield % is 6.05. Overall, IBW Financial has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IBW Financial's Total Payout Yield % compare to CDAB and CNBZ?
IBW Financial's Total Payout Yield % of 6.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Yield % for a Banks company?
A good Total Payout Yield % depends on the Banks industry context. However, Total Payout Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Yield % mean?
A high Total Payout Yield % can signal that a stock is expensive relative to its fundamentals. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on IBW Financial and its competitors. IBW Financial's current Total Payout Yield % is 6.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBW Financial stock overvalued right now?
Based on GuruFocus' analysis, IBW Financial (IBWC) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.18, compared to a current price of $48.00 — trading 64.5% above its estimated fair value. The current Total Payout Yield % is 6.05. IBW Financial's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Yield % calculated?
Total Payout Yield % is calculated from a company's financial statements. For IBW Financial (IBWC), the current Total Payout Yield % is 6.05 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IBW Financial (IBWC) Overvalued in 2026?

Based on GuruFocus' analysis, IBW Financial stock appears to be overvalued. The current stock price of $48.00 is trading 64.5% above its estimated GF Value™ of $29.18. GuruFocus considers IBW Financial to be Significantly Overvalued.

Key valuation signals for IBWC:

  • Total Payout Yield %: 6.05
  • GF Value™: $29.18 vs. price of $48.00 (64.5% above fair value)
  • GF Score™: 51/100 with 7 warning signs

No single metric tells the full story. See the IBWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IBW Financial Business Description

Address 4812 Georgia Avenue NW, Washington, DC, USA, 20011-4113
IBW Financial Corp is a bank holding company. Through its banking subsidiary, it is engaged in offering a broad range of banking products, including a full line of business and personal savings and certificates of deposit, and other banking services. It also funds a variety of loan types, including commercial term loans and residential real estate loans, lines of credit, consumer loans, and letters of credit. The company's customers are mainly individuals and small businesses. Geographically, its primary market areas are in the District of Columbia and surrounding areas.
51GF Score

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Total Payout Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.00
Price
$29.18
GF Value