IBWC (IBW Financial) Tax Rate %: 28.12% (As of Dec. 2025)

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IBWC IBW Financial Corp IBWC
41 GF Score
Price $80.00
GF Value $29.32
Valuation Significantly Overvalued
! 7 Warning Signs
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What is IBW Financial Tax Rate %?

IBW Financial IBWC 41 Tax Rate % is 28.12% as of Dec. 2025. GuruFocus rates IBWC with a GF Score™ of 41/100 and a GF Value™ of $29.32 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. IBW Financial's Tax Expense for the six months ended in Dec. 2025 was $0.17 Mil. IBW Financial's Pre-Tax Income for the six months ended in Dec. 2025 was $0.60 Mil. Therefore, IBW Financial's Tax Rate % for the quarter that ended in Dec. 2025 was 28.12%.

IBW Financial Tax Rate % Related Terms

IBW Financial Tax Rate % Historical Data

* Premium members only.

The historical data trend for IBW Financial's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBW Financial Tax Rate % Chart

IBW Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.01 22.10 27.99 23.66 28.12

IBW Financial Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.01 22.10 27.99 23.66 28.12
IBWC
41GF Score
IBW Financial Corp IBWC
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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IBW Financial Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

IBW Financial's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=0.169/0.601
=28.12 %

IBW Financial's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=0.169/0.601
=28.12 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 28.12% mean?
IBW Financial (IBWC) has a Tax Rate % of 28.12% as of Dec. 2025.
Is IBW Financial's Tax Rate % too high?
IBW Financial's current Tax Rate % is 28.12%. Overall, IBW Financial has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IBW Financial's Tax Rate % compare to PNBI and KFFB?
IBW Financial's Tax Rate % of 28.12% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. IBW Financial's current Tax Rate % is 28.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBW Financial stock overvalued right now?
Based on GuruFocus' analysis, IBW Financial (IBWC) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.32, compared to a current price of $80.00 — trading 172.9% above its estimated fair value. The current Tax Rate % is 28.12%. IBW Financial's overall GF Score™ is 41/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For IBW Financial (IBWC), the current Tax Rate % is 28.12% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IBW Financial (IBWC) Overvalued in 2026?

Based on GuruFocus' analysis, IBW Financial stock appears to be overvalued. The current stock price of $80.00 is trading 172.9% above its estimated GF Value™ of $29.32. GuruFocus considers IBW Financial to be Significantly Overvalued.

Key valuation signals for IBWC:

  • Tax Rate %: 28.12%
  • GF Value™: $29.32 vs. price of $80.00 (172.9% above fair value)
  • GF Score™: 41/100 with 7 warning signs

No single metric tells the full story. See the IBWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IBW Financial Business Description

Address 4812 Georgia Avenue NW, Washington, DC, USA, 20011-4113
IBW Financial Corp is a bank holding company. Through its banking subsidiary, it is engaged in offering a broad range of banking products, including a full line of business and personal savings and certificates of deposit, and other banking services. It also funds a variety of loan types, including commercial term loans and residential real estate loans, lines of credit, consumer loans, and letters of credit. The company's customers are mainly individuals and small businesses. Geographically, its primary market areas are in the District of Columbia and surrounding areas.
41GF Score

Get the complete analysis for IBWC

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$80.00
Price
$29.32
GF Value