IBWC (IBW Financial) Total Liabilities: $664.91 Mil (As of Dec. 2025)

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IBWC IBW Financial Corp IBWC
41 GF Score
Price $80.00
GF Value $29.32
Valuation Significantly Overvalued
! 7 Warning Signs
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What is IBW Financial Total Liabilities?

IBW Financial IBWC 41 Total Liabilities is $664.91 Mil as of Dec. 2025. GuruFocus rates IBWC with a GF Score™ of 41/100 and a GF Value™ of $29.32 (Significantly Overvalued). The stock has 7 warning signs investors should review.

IBW Financial's Total Liabilities for the quarter that ended in Dec. 2025 was $664.91 Mil.

IBW Financial's quarterly Total Liabilities increased from Dec. 2023 ($618.87 Mil) to Dec. 2024 ($651.89 Mil) and increased from Dec. 2024 ($651.89 Mil) to Dec. 2025 ($664.91 Mil).

IBW Financial's annual Total Liabilities increased from Dec. 2023 ($618.87 Mil) to Dec. 2024 ($651.89 Mil) and increased from Dec. 2024 ($651.89 Mil) to Dec. 2025 ($664.91 Mil).

IBW Financial Total Liabilities Historical Data

* Premium members only.

The historical data trend for IBW Financial's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBW Financial Total Liabilities Chart

IBW Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 561.89 619.34 618.87 651.89 664.91

IBW Financial Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 561.89 619.34 618.87 651.89 664.91
IBWC
41GF Score
IBW Financial Corp IBWC
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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IBW Financial Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

IBW Financial's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=799.417-134.508
=664.91

IBW Financial's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=799.417-134.508
=664.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $664.91 Mil mean?
IBW Financial (IBWC) has a Total Liabilities of $664.91 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for IBW Financial and its competitors.
Is IBW Financial's Total Liabilities too high?
IBW Financial's current Total Liabilities is $664.91 Mil. Overall, IBW Financial has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IBW Financial's Total Liabilities compare to PNBI and KFFB?
IBW Financial's Total Liabilities of $664.91 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for IBW Financial and its competitors. IBW Financial's current Total Liabilities is $664.91 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBW Financial stock overvalued right now?
Based on GuruFocus' analysis, IBW Financial (IBWC) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.32, compared to a current price of $80.00 — trading 172.9% above its estimated fair value. The current Total Liabilities is $664.91 Mil. IBW Financial's overall GF Score™ is 41/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For IBW Financial (IBWC), the current Total Liabilities is $664.91 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IBW Financial (IBWC) Overvalued in 2026?

Based on GuruFocus' analysis, IBW Financial stock appears to be overvalued. The current stock price of $80.00 is trading 172.9% above its estimated GF Value™ of $29.32. GuruFocus considers IBW Financial to be Significantly Overvalued.

Key valuation signals for IBWC:

  • Total Liabilities: $664.91 Mil
  • GF Value™: $29.32 vs. price of $80.00 (172.9% above fair value)
  • GF Score™: 41/100 with 7 warning signs

No single metric tells the full story. See the IBWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IBW Financial Business Description

Address 4812 Georgia Avenue NW, Washington, DC, USA, 20011-4113
IBW Financial Corp is a bank holding company. Through its banking subsidiary, it is engaged in offering a broad range of banking products, including a full line of business and personal savings and certificates of deposit, and other banking services. It also funds a variety of loan types, including commercial term loans and residential real estate loans, lines of credit, consumer loans, and letters of credit. The company's customers are mainly individuals and small businesses. Geographically, its primary market areas are in the District of Columbia and surrounding areas.
41GF Score

Get the complete analysis for IBWC

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$80.00
Price
$29.32
GF Value