IBWC (IBW Financial) Total Deposits: $603.44 Mil (As of Dec. 2025)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IBWC IBW Financial Corp IBWC
41 GF Score
Price $80.00
GF Value $29.32
Valuation Significantly Overvalued
! 7 Warning Signs
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What is IBW Financial Total Deposits?

IBW Financial IBWC 41 Total Deposits is $603.44 Mil as of Dec. 2025. GuruFocus rates IBWC with a GF Score™ of 41/100 and a GF Value™ of $29.32 (Significantly Overvalued). The stock has 7 warning signs investors should review.

IBW Financial's annual total deposits increased from Dec. 2023 ($583.29 Mil) to Dec. 2024 ($641.45 Mil) but then declined from Dec. 2024 ($641.45 Mil) to Dec. 2025 ($603.44 Mil).

IBW Financial Total Deposits Historical Data

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The historical data trend for IBW Financial's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBW Financial Total Deposits Chart

IBW Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 547.06 609.57 583.29 641.45 603.44

IBW Financial Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 547.06 609.57 583.29 641.45 603.44
IBWC
41GF Score
IBW Financial Corp IBWC
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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IBW Financial Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $603.44 Mil mean?
IBW Financial (IBWC) has a Total Deposits of $603.44 Mil as of Dec. 2025. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for IBW Financial and its competitors.
Is IBW Financial's Total Deposits too high?
IBW Financial's current Total Deposits is $603.44 Mil. Overall, IBW Financial has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IBW Financial's Total Deposits compare to PNBI and KFFB?
IBW Financial's Total Deposits of $603.44 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for IBW Financial and its competitors. IBW Financial's current Total Deposits is $603.44 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBW Financial stock overvalued right now?
Based on GuruFocus' analysis, IBW Financial (IBWC) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.32, compared to a current price of $80.00 — trading 172.9% above its estimated fair value. The current Total Deposits is $603.44 Mil. IBW Financial's overall GF Score™ is 41/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For IBW Financial (IBWC), the current Total Deposits is $603.44 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IBW Financial (IBWC) Overvalued in 2026?

Based on GuruFocus' analysis, IBW Financial stock appears to be overvalued. The current stock price of $80.00 is trading 172.9% above its estimated GF Value™ of $29.32. GuruFocus considers IBW Financial to be Significantly Overvalued.

Key valuation signals for IBWC:

  • Total Deposits: $603.44 Mil
  • GF Value™: $29.32 vs. price of $80.00 (172.9% above fair value)
  • GF Score™: 41/100 with 7 warning signs

No single metric tells the full story. See the IBWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IBW Financial Business Description

Address 4812 Georgia Avenue NW, Washington, DC, USA, 20011-4113
IBW Financial Corp is a bank holding company. Through its banking subsidiary, it is engaged in offering a broad range of banking products, including a full line of business and personal savings and certificates of deposit, and other banking services. It also funds a variety of loan types, including commercial term loans and residential real estate loans, lines of credit, consumer loans, and letters of credit. The company's customers are mainly individuals and small businesses. Geographically, its primary market areas are in the District of Columbia and surrounding areas.
41GF Score

Get the complete analysis for IBWC

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$80.00
Price
$29.32
GF Value