IBW FinancialIBWC +1.05%51 Dividend Yield % is 0.27% as of Jun. 24, 2026, which is 52% below its 10-year median of 0.56. GuruFocus rates IBWC with a GF Score™ of 51/100 and a GF Value™ of $29.18 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,252 Banks companies, IBW Financial ranks worse than 98.08% on this metric.
As of today (2026-06-24), the Trailing Annual Dividend Yield of IBW Financial is 0.27%.
Warning Sign:
IBW Financial Corp stock Dividend Yield % is close to 10-year low.
The historical rank and industry rank for IBW Financial's Dividend Yield % or its related term are showing as below:
IBWC'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.25 Med: 0.56 Max: 1.25
Current: 0.27
During the past 12 years, the highest Dividend Yield of IBW Financial was 1.25%. The lowest was 0.25%. And the median was 0.56%.
IBWC's Dividend Yield % is ranked worse than 98.08% of 1252
companies
in the Banks industry
Industry Median: 3.04
vs IBWC: 0.27
During the past 12 months, IBW Financial's average Dividends Per Share Growth Rate was -48.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -8.60% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -4.40% per year.
During the past 12 years, the highest 3-Year average Dividends Per Share Growth Rate of IBW Financial was 35.70% per year. The lowest was -8.60% per year. And the median was 7.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for IBW Financial's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IBWC vs CDAB, CNBZ, AMFC: Dividend Yield % Comparison
For the Banks - Regional subindustry, IBW Financial's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IBW Financial Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, IBW Financial's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where IBW Financial's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
IBW Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.130000
2025-12-08
2025-12-08
2025-12-29
Cash Dividend
annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
IBW Financial's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
0.13
/
48.00
=
0.27 %
Current Share Price is $48.00. IBW Financial's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.13.
IBW Financial's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
0.13
/
48.00
=
0.27 %
Current Share Price is $48.00. IBW Financial's Dividends per Share for the forward twelve months is calculated as $0.13 * 1 = $0.13.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IBW Financial (IBWC) has a Dividend Yield % of 0.27% as of Jun. 24, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on IBW Financial and its competitors. This is 52% below median its historical median of 0.56. Over the past decade, IBW Financial's Dividend Yield % has ranged from 0.25 to 1.25. According to the industry distribution chart, IBW Financial ranks #1228 out of 1252 companies in the Banks industry, placing it in the top 98.1%.
Is IBW Financial's Dividend Yield % too high?
IBW Financial's current Dividend Yield % of 0.27% is 52% below median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 1.25. The Banks industry median Dividend Yield % is 3.04. IBW Financial's value of 0.27% is 91.1% below this industry median. Based on the distribution chart, IBW Financial ranks #1228 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, IBW Financial has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IBW Financial's Dividend Yield % compare to CDAB and CNBZ?
According to the Banks industry distribution chart, IBW Financial ranks #1228 out of 1252 companies for Dividend Yield %. This places IBW Financial in the lower half of its industry. The industry median Dividend Yield % is 3.04. IBW Financial's value of 0.27% is 91.1% below this benchmark. Historically, IBW Financial's own Dividend Yield % has ranged from 0.25 to 1.25 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 3.04, IBW Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.04, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IBW Financial's current Dividend Yield % of 0.27% is 91.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on IBW Financial and its competitors. For the Banks industry, the median Dividend Yield % is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IBW Financial's current Dividend Yield % is 0.27%, which is 52% below median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBW Financial stock overvalued right now?
Based on GuruFocus' analysis, IBW Financial (IBWC) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.18, compared to a current price of $48.00 — trading 64.5% above its estimated fair value. The current Dividend Yield % is 0.27%, which is 52% below median its 10-year median of 0.56 and 91.1% below the Banks industry median of 3.04. IBW Financial's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For IBW Financial (IBWC), the current Dividend Yield % is 0.27% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IBW Financial (IBWC) Overvalued in 2026?
Based on GuruFocus' analysis, IBW Financial stock appears to be overvalued.
The current stock price of $48.00 is trading 64.5% above its estimated GF Value™ of $29.18.
GuruFocus considers IBW Financial to be Significantly Overvalued.
Key valuation signals for IBWC:
Dividend Yield %: 0.27% (52% below median its 10-year median of 0.56)
GF Value™: $29.18 vs. price of $48.00 (64.5% above fair value)
Industry Position: 91.1% below the Banks median (#1228 of 1252)
No single metric tells the full story. See the IBWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IBW Financial Corp is a bank holding company. Through its banking subsidiary, it is engaged in offering a broad range of banking products, including a full line of business and personal savings and certificates of deposit, and other banking services. It also funds a variety of loan types, including commercial term loans and residential real estate loans, lines of credit, consumer loans, and letters of credit. The company's customers are mainly individuals and small businesses. Geographically, its primary market areas are in the District of Columbia and surrounding areas.
51GF Score
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Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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