IBWC (IBW Financial) YoY EPS Growth: -243.06% (As of Dec. 2025)

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IBWC IBW Financial Corp IBWC
35 GF Score
Price $100.00
GF Value $29.38
Valuation Significantly Overvalued
! 7 Warning Signs
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What is IBW Financial YoY EPS Growth?

IBW Financial IBWC 35 YoY EPS Growth is -243.06% as of Dec. 2025. GuruFocus rates IBWC with a GF Score™ of 35/100 and a GF Value™ of $29.38 (Significantly Overvalued). The stock has 7 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. IBW Financial's YoY EPS Growth for the quarter that ended in Dec. 2025 was -243.06%.

IBW Financial's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $-2.06.

IBW Financial YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for IBW Financial's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBW Financial YoY EPS Growth Chart

IBW Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only -57.29 -51.73 105.64 -64.09 -243.06

IBW Financial Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -57.29 -51.73 105.64 -64.09 -243.06
IBWC
35GF Score
IBW Financial Corp IBWC
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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IBW Financial YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

IBW Financial's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(-2.06-1.44)/ | 1.44 |
=-243.06 %

IBW Financial's YoY EPS Growth for the quarter that ended in Dec. 2025 is calculated as:

YoY EPS Growth (Q: Dec. 2025 )
=(Earnings per Share (Diluted) (Q: Dec. 2025 )-Earnings per Share (Diluted) (Q: Dec. 2024 )) / | Earnings per Share (Diluted) (Q: Dec. 2024 ) |
=(-2.06-1.44)/ | 1.44 |
=-243.06 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -243.06% mean?
IBW Financial (IBWC) has a YoY EPS Growth of -243.06% as of Dec. 2025. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for IBW Financial and its competitors.
Is IBW Financial's YoY EPS Growth too high?
IBW Financial's current YoY EPS Growth is -243.06%. Overall, IBW Financial has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IBW Financial's YoY EPS Growth compare to PGNN and FBVI?
IBW Financial's YoY EPS Growth of -243.06% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for IBW Financial and its competitors. IBW Financial's current YoY EPS Growth is -243.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBW Financial stock overvalued right now?
Based on GuruFocus' analysis, IBW Financial (IBWC) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.38, compared to a current price of $100.00 — trading 240.4% above its estimated fair value. The current YoY EPS Growth is -243.06%. IBW Financial's overall GF Score™ is 35/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For IBW Financial (IBWC), the current YoY EPS Growth is -243.06% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IBW Financial (IBWC) Overvalued in 2026?

Based on GuruFocus' analysis, IBW Financial stock appears to be overvalued. The current stock price of $100.00 is trading 240.4% above its estimated GF Value™ of $29.38. GuruFocus considers IBW Financial to be Significantly Overvalued.

Key valuation signals for IBWC:

  • YoY EPS Growth: -243.06%
  • GF Value™: $29.38 vs. price of $100.00 (240.4% above fair value)
  • GF Score™: 35/100 with 7 warning signs

No single metric tells the full story. See the IBWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IBW Financial Business Description

Address 4812 Georgia Avenue NW, Washington, DC, USA, 20011-4113
IBW Financial Corp is a bank holding company. Through its banking subsidiary, it is engaged in offering a broad range of banking products, including a full line of business and personal savings and certificates of deposit, and other banking services. It also funds a variety of loan types, including commercial term loans and residential real estate loans, lines of credit, consumer loans, and letters of credit. The company's customers are mainly individuals and small businesses. Geographically, its primary market areas are in the District of Columbia and surrounding areas.
35GF Score

Get the complete analysis for IBWC

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$100.00
Price
$29.38
GF Value