EFU Life Assurance (KAR:EFUL) Beginning Cash Position: ₨6,390 Mil (As of Jun. 2026)

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KAR:EFUL EFU Life Assurance Ltd KAR:EFUL
59 GF Score
Price ₨158.69
GF Value ₨185.28
Valuation Modestly Undervalued
! 3 Warning Signs
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What is EFU Life Assurance Beginning Cash Position?

EFU Life Assurance KAR:EFUL +0.39% 59 Beginning Cash Position is ₨6,390 Mil as of Jun. 2026. GuruFocus rates KAR:EFUL with a GF Score™ of 59/100 and a GF Value™ of ₨185.28 (Modestly Undervalued). The stock has 3 warning signs investors should review.

EFU Life Assurance's Beginning Cash Position for the quarter that ended in Jun. 2026 was ₨6,390 Mil.

EFU Life Assurance's quarterly Beginning Cash Position increased from Dec. 2025 (₨8,919 Mil) to Mar. 2026 (₨9,235 Mil) but then declined from Mar. 2026 (₨9,235 Mil) to Jun. 2026 (₨6,390 Mil).

EFU Life Assurance's annual Beginning Cash Position declined from Dec. 2023 (₨18,985 Mil) to Dec. 2024 (₨13,619 Mil) and declined from Dec. 2024 (₨13,619 Mil) to Dec. 2025 (₨6,017 Mil).

EFU Life Assurance Beginning Cash Position Related Terms

EFU Life Assurance Beginning Cash Position Historical Data

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The historical data trend for EFU Life Assurance's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFU Life Assurance Beginning Cash Position Chart

EFU Life Assurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24,397.09 28,984.55 18,985.30 13,619.25 6,017.05

EFU Life Assurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,147.87 6,859.18 8,918.58 9,235.40 6,389.98
KAR:EFUL
59GF Score
EFU Life Assurance Ltd KAR:EFUL
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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EFU Life Assurance Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of ₨6,390 Mil mean?
EFU Life Assurance (KAR:EFUL) has a Beginning Cash Position of ₨6,390 Mil as of Jun. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on EFU Life Assurance and its competitors.
Is EFU Life Assurance's Beginning Cash Position too high?
EFU Life Assurance's current Beginning Cash Position is ₨6,390 Mil. Overall, EFU Life Assurance has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EFU Life Assurance's Beginning Cash Position compare to BRK.A and AIG?
EFU Life Assurance's Beginning Cash Position of ₨6,390 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for an Insurance company?
A good Beginning Cash Position depends on the Insurance industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on EFU Life Assurance and its competitors. EFU Life Assurance's current Beginning Cash Position is ₨6,390 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU Life Assurance stock overvalued right now?
Based on GuruFocus' analysis, EFU Life Assurance (KAR:EFUL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨185.28, compared to a current price of ₨158.69 — trading 14.4% below its estimated fair value. The current Beginning Cash Position is ₨6,390 Mil. EFU Life Assurance's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For EFU Life Assurance (KAR:EFUL), the current Beginning Cash Position is ₨6,390 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFU Life Assurance (KAR:EFUL) Overvalued in 2026?

Based on GuruFocus' analysis, EFU Life Assurance stock appears to be undervalued. The current stock price of ₨158.69 is trading 14.4% below its estimated GF Value™ of ₨185.28. GuruFocus considers EFU Life Assurance to be Modestly Undervalued.

Key valuation signals for KAR:EFUL:

  • Beginning Cash Position: ₨6,390 Mil
  • GF Value™: ₨185.28 vs. price of ₨158.69 (14.4% below fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the KAR:EFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EFU Life Assurance Business Description

Address 8th East Street, Plot No. 112, EFU Life House, Phase 1, DHA, Karachi, SD, PAK
EFU Life Assurance Ltd is an insurance company that operates as a life and health insurer and a family takaful operator, positioning itself as a provider of comprehensive protection, savings, wellbeing, and retirement solutions. Its products and services include life insurance, savings and investment plans, health and wellness solutions, retirement and pension offerings, and Shariah-compliant takaful products, catering to individuals, families, and corporate clients. The company operates across key business segments, including individual life, group life, health, and family takaful, along with digital and inclusive insurance initiatives.
59GF Score

Get the complete analysis for KAR:EFUL

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨158.69
Price
₨185.28
GF Value