EFU Life Assurance (KAR:EFUL) Long-Term Debt: ₨0 Mil (As of Mar. 2026)

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KAR:EFUL EFU Life Assurance Ltd KAR:EFUL
65 GF Score
Price ₨153.60
GF Value ₨180.49
Valuation Modestly Undervalued
! 7 Warning Signs
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What is EFU Life Assurance Long-Term Debt?

EFU Life Assurance KAR:EFUL 65 Long-Term Debt is ₨0 Mil as of Mar. 2026. GuruFocus rates KAR:EFUL with a GF Score™ of 65/100 and a GF Value™ of ₨180.49 (Modestly Undervalued). The stock has 7 warning signs investors should review.

EFU Life Assurance's Long-Term Debt for the quarter that ended in Mar. 2026 was ₨0 Mil.

EFU Life Assurance  (KAR:EFUL) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

EFU Life Assurance Long-Term Debt Related Terms

EFU Life Assurance Long-Term Debt Historical Data

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The historical data trend for EFU Life Assurance's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFU Life Assurance Long-Term Debt Chart

EFU Life Assurance Annual Data
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Long-Term Debt
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EFU Life Assurance Quarterly Data
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KAR:EFUL
65GF Score
EFU Life Assurance Ltd KAR:EFUL
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of ₨0 Mil mean?
EFU Life Assurance (KAR:EFUL) has a Long-Term Debt of ₨0 Mil as of Mar. 2026.
Is EFU Life Assurance's Long-Term Debt too high?
EFU Life Assurance's current Long-Term Debt is ₨0 Mil. Overall, EFU Life Assurance has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EFU Life Assurance's Long-Term Debt compare to BRK.A and AIG?
EFU Life Assurance's Long-Term Debt of ₨0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. EFU Life Assurance's current Long-Term Debt is ₨0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU Life Assurance stock overvalued right now?
Based on GuruFocus' analysis, EFU Life Assurance (KAR:EFUL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨180.49, compared to a current price of ₨153.60 — trading 14.9% below its estimated fair value. The current Long-Term Debt is ₨0 Mil. EFU Life Assurance's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For EFU Life Assurance (KAR:EFUL), the current Long-Term Debt is ₨0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFU Life Assurance (KAR:EFUL) Overvalued in 2026?

Based on GuruFocus' analysis, EFU Life Assurance stock appears to be undervalued. The current stock price of ₨153.60 is trading 14.9% below its estimated GF Value™ of ₨180.49. GuruFocus considers EFU Life Assurance to be Modestly Undervalued.

Key valuation signals for KAR:EFUL:

  • Long-Term Debt: ₨0 Mil
  • GF Value™: ₨180.49 vs. price of ₨153.60 (14.9% below fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the KAR:EFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EFU Life Assurance Business Description

Address 8th East Street, Plot No. 112, EFU Life House, Phase 1, DHA, Karachi, SD, PAK
EFU Life Assurance Ltd is an insurance company that operates as a life and health insurer and a family takaful operator, positioning itself as a provider of comprehensive protection, savings, wellbeing, and retirement solutions. Its products and services include life insurance, savings and investment plans, health and wellness solutions, retirement and pension offerings, and Shariah-compliant takaful products, catering to individuals, families, and corporate clients. The company operates across key business segments, including individual life, group life, health, and family takaful, along with digital and inclusive insurance initiatives.
65GF Score

Get the complete analysis for KAR:EFUL

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨153.60
Price
₨180.49
GF Value