Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). EFU Life Assurance's share price for the quarter that ended in Mar. 2026 was ₨138.61. EFU Life Assurance's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 105 Mil. Therefore, EFU Life Assurance's market cap for the quarter that ended in Mar. 2026 was ₨14,554 Mil.
EFU Life Assurance's quarterly market cap
increased
from Sep. 2025 (₨16,282 Mil) to Dec. 2025 (₨16,695 Mil) but then
declined
from Dec. 2025 (₨16,695 Mil) to Mar. 2026 (₨14,554 Mil).
EFU Life Assurance's annual market cap
declined
from Dec. 2023 (₨19,304 Mil) to Dec. 2024 (₨17,920 Mil) and
declined
from Dec. 2024 (₨17,920 Mil) to Dec. 2025 (₨16,695 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. EFU Life Assurance's Enterprise Value for Today is ₨11,082 Mil.
EFU Life Assurance (KAR:EFUL) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
EFU Life Assurance Market Cap Related Terms
EFU Life Assurance Market Cap Historical Data
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The historical data trend for EFU Life Assurance's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:EFUL vs BRK.A, AIG, HIG: Market Cap Comparison
For the Insurance - Diversified subindustry, EFU Life Assurance's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EFU Life Assurance Market Cap vs Insurance Industry
For the Insurance industry and Financial Services sector, EFU Life Assurance's Market Cap distribution charts can be found below:
* The bar in red indicates where EFU Life Assurance's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
EFU Life Assurance's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EFU Life Assurance (KAR:EFUL) has a Market Cap of ₨16,334 Mil as of Jul. 08, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on EFU Life Assurance and its competitors. According to the industry distribution chart, EFU Life Assurance ranks #442 out of 521 companies in the Insurance industry, placing it in the top 84.8%.
Is EFU Life Assurance's Market Cap too high?
EFU Life Assurance's current Market Cap is ₨16,334 Mil. Based on the distribution chart, EFU Life Assurance ranks #442 out of 521 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, EFU Life Assurance has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EFU Life Assurance's Market Cap compare to BRK.A and AIG?
According to the Insurance industry distribution chart, EFU Life Assurance ranks #442 out of 521 companies for Market Cap. This places EFU Life Assurance in the lower half of its industry. The industry median Market Cap is 667.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for an Insurance company?
The median Market Cap among Insurance companies is 667.81, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on EFU Life Assurance and its competitors. For the Insurance industry, the median Market Cap is 667.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFU Life Assurance's current Market Cap is ₨16,334 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU Life Assurance stock overvalued right now?
Based on GuruFocus' analysis, EFU Life Assurance (KAR:EFUL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨177.60, compared to a current price of ₨155.56 — trading 12.4% below its estimated fair value. The current Market Cap is ₨16,334 Mil. EFU Life Assurance's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For EFU Life Assurance (KAR:EFUL), the current Market Cap is ₨16,334 Mil as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFU Life Assurance (KAR:EFUL) Overvalued in 2026?
Based on GuruFocus' analysis, EFU Life Assurance stock appears to be undervalued.
The current stock price of ₨155.56 is trading 12.4% below its estimated GF Value™ of ₨177.60.
GuruFocus considers EFU Life Assurance to be Modestly Undervalued.
Key valuation signals for KAR:EFUL:
Market Cap: ₨16,334 Mil
GF Value™: ₨177.60 vs. price of ₨155.56 (12.4% below fair value)
No single metric tells the full story. See the KAR:EFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFU Life Assurance Ltd is an insurance company that operates as a life and health insurer and a family takaful operator, positioning itself as a provider of comprehensive protection, savings, wellbeing, and retirement solutions. Its products and services include life insurance, savings and investment plans, health and wellness solutions, retirement and pension offerings, and Shariah-compliant takaful products, catering to individuals, families, and corporate clients. The company operates across key business segments, including individual life, group life, health, and family takaful, along with digital and inclusive insurance initiatives.
65GF Score
Get the complete analysis for KAR:EFUL
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