EFU Life Assurance (KAR:EFUL) Total Assets: ₨288,055 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:EFUL EFU Life Assurance Ltd KAR:EFUL
63 GF Score
Price ₨154.66
GF Value ₨178.95
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is EFU Life Assurance Total Assets?

EFU Life Assurance KAR:EFUL +1.16% 63 Total Assets is ₨288,055 Mil as of Mar. 2026. GuruFocus rates KAR:EFUL with a GF Score™ of 63/100 and a GF Value™ of ₨178.95 (Modestly Undervalued). The stock has 7 warning signs investors should review.

EFU Life Assurance's Total Assets for the quarter that ended in Mar. 2026 was ₨288,055 Mil.

During the past 12 months, EFU Life Assurance's average Total Assets Growth Rate was 46.30% per year. During the past 3 years, the average Total Assets Growth Rate was 7.70% per year. During the past 5 years, the average Total Assets Growth Rate was 4.20% per year. During the past 10 years, the average Total Assets Growth Rate was 18.30% per year.

During the past 13 years, EFU Life Assurance's highest 3-Year average Total Assets Growth Rate was 161.20%. The lowest was -39.80%. And the median was 11.50%.

Total Assets is connected with ROA %. EFU Life Assurance's annualized ROA % for the quarter that ended in Mar. 2026 was 0.54%. Total Assets is also linked to Revenue through Asset Turnover. EFU Life Assurance's Asset Turnover for the quarter that ended in Mar. 2026 was 0.02.


EFU Life Assurance  (KAR:EFUL) Total Assets Explanation

Total Assets is connected with ROA %.

EFU Life Assurance's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=1579.168/( (298012.263+288054.528)/ 2 )
=1579.168/293033.3955
=0.54 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

EFU Life Assurance's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=7276.884/( (298012.263+288054.528)/ 2 )
=7276.884/293033.3955
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

EFU Life Assurance Total Assets Related Terms


EFU Life Assurance Total Assets Historical Data

* Premium members only.

The historical data trend for EFU Life Assurance's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFU Life Assurance Total Assets Chart

EFU Life Assurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 163,179.96 178,446.67 210,231.52 259,436.55 298,012.26

EFU Life Assurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 263,653.37 269,199.52 288,499.78 298,012.26 288,054.53
KAR:EFUL
63GF Score
EFU Life Assurance Ltd KAR:EFUL
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

EFU Life Assurance Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

EFU Life Assurance's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=10119.617+287892.646
=298,012

EFU Life Assurance's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=9383.703+278670.825
=288,055

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of ₨288,055 Mil mean?
EFU Life Assurance (KAR:EFUL) has a Total Assets of ₨288,055 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on EFU Life Assurance and its competitors.
Is EFU Life Assurance's Total Assets too high?
EFU Life Assurance's current Total Assets is ₨288,055 Mil. Overall, EFU Life Assurance has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EFU Life Assurance's Total Assets compare to BRK.A and AIG?
EFU Life Assurance's Total Assets of ₨288,055 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for an Insurance company?
A good Total Assets depends on the Insurance industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on EFU Life Assurance and its competitors. EFU Life Assurance's current Total Assets is ₨288,055 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU Life Assurance stock overvalued right now?
Based on GuruFocus' analysis, EFU Life Assurance (KAR:EFUL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨178.95, compared to a current price of ₨154.66 — trading 13.6% below its estimated fair value. The current Total Assets is ₨288,055 Mil. EFU Life Assurance's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For EFU Life Assurance (KAR:EFUL), the current Total Assets is ₨288,055 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFU Life Assurance (KAR:EFUL) Overvalued in 2026?

Based on GuruFocus' analysis, EFU Life Assurance stock appears to be undervalued. The current stock price of ₨154.66 is trading 13.6% below its estimated GF Value™ of ₨178.95. GuruFocus considers EFU Life Assurance to be Modestly Undervalued.

Key valuation signals for KAR:EFUL:

  • Total Assets: ₨288,055 Mil
  • GF Value™: ₨178.95 vs. price of ₨154.66 (13.6% below fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the KAR:EFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EFU Life Assurance Business Description

Address 8th East Street, Plot No. 112, EFU Life House, Phase 1, DHA, Karachi, SD, PAK
EFU Life Assurance Ltd is an insurance company that operates as a life and health insurer and a family takaful operator, positioning itself as a provider of comprehensive protection, savings, wellbeing, and retirement solutions. Its products and services include life insurance, savings and investment plans, health and wellness solutions, retirement and pension offerings, and Shariah-compliant takaful products, catering to individuals, families, and corporate clients. The company operates across key business segments, including individual life, group life, health, and family takaful, along with digital and inclusive insurance initiatives.
63GF Score

Get the complete analysis for KAR:EFUL

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨154.66
Price
₨178.95
GF Value