Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, EFU Life Assurance's Enterprise Value is ₨11,082 Mil.
EFU Life Assurance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₨3,792 Mil. Therefore, EFU Life Assurance's EV-to-EBIT ratio for today is 2.92.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, EFU Life Assurance's Enterprise Value is ₨11,082 Mil.
EFU Life Assurance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₨4,691 Mil. Therefore, EFU Life Assurance's EV-to-EBITDA ratio for today is 2.36.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, EFU Life Assurance's Enterprise Value is ₨11,082 Mil.
EFU Life Assurance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₨90,907 Mil. Therefore, EFU Life Assurance's EV-to-Revenue ratio for today is 0.12.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
EFU Life Assurance (KAR:EFUL) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
EFU Life Assurance's current Enterprise Value is ₨11,082 Mil.
EFU Life Assurance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨3,792 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
EFU Life Assurance's current Enterprise Value is ₨11,082 Mil.
EFU Life Assurance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨4,691 Mil.
EFU Life Assurance's current Enterprise Value is ₨11,082 Mil.
EFU Life Assurance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨90,907 Mil.
EFU Life Assurance's current Enterprise Value is ₨11,082 Mil.
EFU Life Assurance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-15,460 Mil.
EFU Life Assurance's current Enterprise Value is ₨11,082 Mil.
EFU Life Assurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-16,293 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EFU Life Assurance Enterprise Value Related Terms
EFU Life Assurance Enterprise Value Historical Data
* Premium members only.
The historical data trend for EFU Life Assurance's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:EFUL vs BRK.A, AIG, HIG: Enterprise Value Comparison
For the Insurance - Diversified subindustry, EFU Life Assurance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EFU Life Assurance Enterprise Value vs Insurance Industry
For the Insurance industry and Financial Services sector, EFU Life Assurance's Enterprise Value distribution charts can be found below:
* The bar in red indicates where EFU Life Assurance's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EFU Life Assurance's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EFU Life Assurance (KAR:EFUL) has a Enterprise Value of ₨11,082 Mil as of Jul. 09, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on EFU Life Assurance and its competitors.
Is EFU Life Assurance's Enterprise Value too high?
EFU Life Assurance's current Enterprise Value is ₨11,082 Mil. Overall, EFU Life Assurance has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EFU Life Assurance's Enterprise Value compare to BRK.A and AIG?
EFU Life Assurance's Enterprise Value of ₨11,082 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on EFU Life Assurance and its competitors. EFU Life Assurance's current Enterprise Value is ₨11,082 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU Life Assurance stock overvalued right now?
Based on GuruFocus' analysis, EFU Life Assurance (KAR:EFUL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨177.69, compared to a current price of ₨155.56 — trading 12.5% below its estimated fair value. The current Enterprise Value is ₨11,082 Mil. EFU Life Assurance's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For EFU Life Assurance (KAR:EFUL), the current Enterprise Value is ₨11,082 Mil as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFU Life Assurance (KAR:EFUL) Overvalued in 2026?
Based on GuruFocus' analysis, EFU Life Assurance stock appears to be undervalued.
The current stock price of ₨155.56 is trading 12.5% below its estimated GF Value™ of ₨177.69.
GuruFocus considers EFU Life Assurance to be Modestly Undervalued.
Key valuation signals for KAR:EFUL:
Enterprise Value: ₨11,082 Mil
GF Value™: ₨177.69 vs. price of ₨155.56 (12.5% below fair value)
No single metric tells the full story. See the KAR:EFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFU Life Assurance Ltd is an insurance company that operates as a life and health insurer and a family takaful operator, positioning itself as a provider of comprehensive protection, savings, wellbeing, and retirement solutions. Its products and services include life insurance, savings and investment plans, health and wellness solutions, retirement and pension offerings, and Shariah-compliant takaful products, catering to individuals, families, and corporate clients. The company operates across key business segments, including individual life, group life, health, and family takaful, along with digital and inclusive insurance initiatives.
65GF Score
Get the complete analysis for KAR:EFUL
Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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