EFU Life Assurance (KAR:EFUL) Total Liabilities: ₨278,671 Mil (As of Mar. 2026)

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KAR:EFUL EFU Life Assurance Ltd KAR:EFUL
63 GF Score
Price ₨151.00
GF Value ₨178.77
Valuation Modestly Undervalued
! 7 Warning Signs
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What is EFU Life Assurance Total Liabilities?

EFU Life Assurance KAR:EFUL -3.21% 63 Total Liabilities is ₨278,671 Mil as of Mar. 2026. GuruFocus rates KAR:EFUL with a GF Score™ of 63/100 and a GF Value™ of ₨178.77 (Modestly Undervalued). The stock has 7 warning signs investors should review.

EFU Life Assurance's Total Liabilities for the quarter that ended in Mar. 2026 was ₨278,671 Mil.

EFU Life Assurance's quarterly Total Liabilities increased from Sep. 2025 (₨278,861.92 Mil) to Dec. 2025 (₨287,892.65 Mil) but then declined from Dec. 2025 (₨287,892.65 Mil) to Mar. 2026 (₨278,670.83 Mil).

EFU Life Assurance's annual Total Liabilities increased from Dec. 2023 (₨203,283.88 Mil) to Dec. 2024 (₨250,246.81 Mil) and increased from Dec. 2024 (₨250,246.81 Mil) to Dec. 2025 (₨287,892.65 Mil).

EFU Life Assurance Total Liabilities Historical Data

* Premium members only.

The historical data trend for EFU Life Assurance's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFU Life Assurance Total Liabilities Chart

EFU Life Assurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 157,001.58 172,098.12 203,283.88 250,246.81 287,892.65

EFU Life Assurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 254,955.79 260,060.96 278,861.92 287,892.65 278,670.83
KAR:EFUL
63GF Score
EFU Life Assurance Ltd KAR:EFUL
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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EFU Life Assurance Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

EFU Life Assurance's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=298012.263-10119.617
=287,893

EFU Life Assurance's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=288054.528-9383.703
=278,671

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of ₨278,671 Mil mean?
EFU Life Assurance (KAR:EFUL) has a Total Liabilities of ₨278,671 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for EFU Life Assurance and its competitors.
Is EFU Life Assurance's Total Liabilities too high?
EFU Life Assurance's current Total Liabilities is ₨278,671 Mil. Overall, EFU Life Assurance has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EFU Life Assurance's Total Liabilities compare to BRK.A and AIG?
EFU Life Assurance's Total Liabilities of ₨278,671 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for an Insurance company?
A good Total Liabilities depends on the Insurance industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for EFU Life Assurance and its competitors. EFU Life Assurance's current Total Liabilities is ₨278,671 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU Life Assurance stock overvalued right now?
Based on GuruFocus' analysis, EFU Life Assurance (KAR:EFUL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨178.77, compared to a current price of ₨151.00 — trading 15.5% below its estimated fair value. The current Total Liabilities is ₨278,671 Mil. EFU Life Assurance's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For EFU Life Assurance (KAR:EFUL), the current Total Liabilities is ₨278,671 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFU Life Assurance (KAR:EFUL) Overvalued in 2026?

Based on GuruFocus' analysis, EFU Life Assurance stock appears to be undervalued. The current stock price of ₨151.00 is trading 15.5% below its estimated GF Value™ of ₨178.77. GuruFocus considers EFU Life Assurance to be Modestly Undervalued.

Key valuation signals for KAR:EFUL:

  • Total Liabilities: ₨278,671 Mil
  • GF Value™: ₨178.77 vs. price of ₨151.00 (15.5% below fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the KAR:EFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EFU Life Assurance Business Description

Address 8th East Street, Plot No. 112, EFU Life House, Phase 1, DHA, Karachi, SD, PAK
EFU Life Assurance Ltd is an insurance company that operates as a life and health insurer and a family takaful operator, positioning itself as a provider of comprehensive protection, savings, wellbeing, and retirement solutions. Its products and services include life insurance, savings and investment plans, health and wellness solutions, retirement and pension offerings, and Shariah-compliant takaful products, catering to individuals, families, and corporate clients. The company operates across key business segments, including individual life, group life, health, and family takaful, along with digital and inclusive insurance initiatives.
63GF Score

Get the complete analysis for KAR:EFUL

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨151.00
Price
₨178.77
GF Value