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EFU Life Assurance's ROE % for the quarter that ended in Mar. 2026 was 16.19%. EFU Life Assurance's PB Ratio for the quarter that ended in Mar. 2026 was 1.55.
EFU Life Assurance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.45%.
EFU Life Assurance ROE % Adjusted to Book Value Related Terms
EFU Life Assurance ROE % Adjusted to Book Value Historical Data
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The historical data trend for EFU Life Assurance's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EFU Life Assurance ROE % Adjusted to Book Value Chart
KAR:EFUL vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison
For the Insurance - Diversified subindustry, EFU Life Assurance's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EFU Life Assurance ROE % Adjusted to Book Value vs Insurance Industry
For the Insurance industry and Financial Services sector, EFU Life Assurance's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where EFU Life Assurance's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 10.45% mean?
EFU Life Assurance (KAR:EFUL) has a ROE % Adjusted to Book Value of 10.45% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on EFU Life Assurance and its competitors.
Is EFU Life Assurance's ROE % Adjusted to Book Value too high?
EFU Life Assurance's current ROE % Adjusted to Book Value is 10.45%. Overall, EFU Life Assurance has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EFU Life Assurance's ROE % Adjusted to Book Value compare to BRK.A and AIG?
EFU Life Assurance's ROE % Adjusted to Book Value of 10.45% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on EFU Life Assurance and its competitors. EFU Life Assurance's current ROE % Adjusted to Book Value is 10.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU Life Assurance stock overvalued right now?
Based on GuruFocus' analysis, EFU Life Assurance (KAR:EFUL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨178.14, compared to a current price of ₨156.10 — trading 12.4% below its estimated fair value. The current ROE % Adjusted to Book Value is 10.45%. EFU Life Assurance's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For EFU Life Assurance (KAR:EFUL), the current ROE % Adjusted to Book Value is 10.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFU Life Assurance (KAR:EFUL) Overvalued in 2026?
Based on GuruFocus' analysis, EFU Life Assurance stock appears to be undervalued.
The current stock price of ₨156.10 is trading 12.4% below its estimated GF Value™ of ₨178.14.
GuruFocus considers EFU Life Assurance to be Modestly Undervalued.
Key valuation signals for KAR:EFUL:
ROE % Adjusted to Book Value: 10.45%
GF Value™: ₨178.14 vs. price of ₨156.10 (12.4% below fair value)
No single metric tells the full story. See the KAR:EFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFU Life Assurance Ltd is an insurance company that operates as a life and health insurer and a family takaful operator, positioning itself as a provider of comprehensive protection, savings, wellbeing, and retirement solutions. Its products and services include life insurance, savings and investment plans, health and wellness solutions, retirement and pension offerings, and Shariah-compliant takaful products, catering to individuals, families, and corporate clients. The company operates across key business segments, including individual life, group life, health, and family takaful, along with digital and inclusive insurance initiatives.
63GF Score
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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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