EFU Life Assurance (KAR:EFUL) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 28, 2026)


KAR:EFUL EFU Life Assurance Ltd KAR:EFUL
65 GF Score
Price ₨154.97
GF Value ₨176.51
Valuation Modestly Undervalued
! 7 Warning Signs
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What is EFU Life Assurance Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

EFU Life Assurance's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

KAR:EFUL vs BRK.A, AIG, HIG: Margin of Safety % (DCF Earnings Based) Comparison

For the Insurance - Diversified subindustry, EFU Life Assurance's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

EFU Life Assurance Margin of Safety % (DCF Earnings Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, EFU Life Assurance's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where EFU Life Assurance's Margin of Safety % (DCF Earnings Based) falls into.


KAR:EFUL
65GF Score
EFU Life Assurance Ltd KAR:EFUL
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is EFU Life Assurance (KAR:EFUL) Overvalued in 2026?

Based on GuruFocus' analysis, EFU Life Assurance stock appears to be undervalued. The current stock price of ₨154.97 is trading 12.2% below its estimated GF Value™ of ₨176.51. GuruFocus considers EFU Life Assurance to be Modestly Undervalued.

Key valuation signals for KAR:EFUL:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: ₨176.51 vs. price of ₨154.97 (12.2% below fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the KAR:EFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EFU Life Assurance Business Description

Address 8th East Street, Plot No. 112, EFU Life House, Phase 1, DHA, Karachi, SD, PAK
EFU Life Assurance Ltd is an insurance company that operates as a life and health insurer and a family takaful operator, positioning itself as a provider of comprehensive protection, savings, wellbeing, and retirement solutions. Its products and services include life insurance, savings and investment plans, health and wellness solutions, retirement and pension offerings, and Shariah-compliant takaful products, catering to individuals, families, and corporate clients. The company operates across key business segments, including individual life, group life, health, and family takaful, along with digital and inclusive insurance initiatives.
65GF Score

Get the complete analysis for KAR:EFUL

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨154.97
Price
₨176.51
GF Value