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Interest Expense is the amount reported by a company or individual as an expense for borrowed money. EFU Life Assurance's interest expense for the
three
months ended in Mar. 2026 was ₨ -37 Mil.
Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₨-111 Mil.
EFU Life Assurance (KAR:EFUL) Interest Expense Explanation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.
EFU Life Assurance's Interest Expense for the
three
months ended in Mar. 2026 was ₨-37 Mil. Its
EBIT
for the
three
months ended in Mar. 2026 was ₨695 Mil. And its Long-Term Debt & Capital Lease Obligation for the
three
months ended in Mar. 2026 was ₨1,138 Mil.
EFU Life Assurance's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The higher the ratio, the stronger the company's financial strength is.
EFU Life Assurance Interest Expense Historical Data
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The historical data trend for EFU Life Assurance's Interest Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Interest Expense is the amount reported by a company or individual as an expense for borrowed money.
Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-111 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EFU Life Assurance (KAR:EFUL) has a Interest Expense of ₨-111 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on EFU Life Assurance and its competitors.
Is EFU Life Assurance's Interest Expense too high?
EFU Life Assurance's current Interest Expense is ₨-111 Mil. Overall, EFU Life Assurance has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EFU Life Assurance's Interest Expense compare to BRK.A and AIG?
EFU Life Assurance's Interest Expense of ₨-111 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on EFU Life Assurance and its competitors. EFU Life Assurance's current Interest Expense is ₨-111 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU Life Assurance stock overvalued right now?
Based on GuruFocus' analysis, EFU Life Assurance (KAR:EFUL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨179.49, compared to a current price of ₨154.66 — trading 13.8% below its estimated fair value. The current Interest Expense is ₨-111 Mil. EFU Life Assurance's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For EFU Life Assurance (KAR:EFUL), the current Interest Expense is ₨-111 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFU Life Assurance (KAR:EFUL) Overvalued in 2026?
Based on GuruFocus' analysis, EFU Life Assurance stock appears to be undervalued.
The current stock price of ₨154.66 is trading 13.8% below its estimated GF Value™ of ₨179.49.
GuruFocus considers EFU Life Assurance to be Modestly Undervalued.
Key valuation signals for KAR:EFUL:
Interest Expense: ₨-111 Mil
GF Value™: ₨179.49 vs. price of ₨154.66 (13.8% below fair value)
No single metric tells the full story. See the KAR:EFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFU Life Assurance Ltd is an insurance company that operates as a life and health insurer and a family takaful operator, positioning itself as a provider of comprehensive protection, savings, wellbeing, and retirement solutions. Its products and services include life insurance, savings and investment plans, health and wellness solutions, retirement and pension offerings, and Shariah-compliant takaful products, catering to individuals, families, and corporate clients. The company operates across key business segments, including individual life, group life, health, and family takaful, along with digital and inclusive insurance initiatives.
63GF Score
Get the complete analysis for KAR:EFUL
Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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