EFU Life Assurance (KAR:EFUL) Short Ratio

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:EFUL EFU Life Assurance Ltd KAR:EFUL
69 GF Score
Price ₨165.18
GF Value ₨182.02
Valuation Fairly Valued
! 9 Warning Signs
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What is EFU Life Assurance Short Ratio?

Short Ratio is a metric signaling prevailing investors' sentiment with a company. It represents the number of days it takes short sellers on average to repurchase all the shares short.

Due to the license agreement change with our data vendor, Short Interest related data on GuruFocus will no longer be updated. Existing data will remain as-is, while new data will not be available, except for certain Australian and Canadian stocks.

KAR:EFUL
69GF Score
EFU Life Assurance Ltd KAR:EFUL
Short Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Is EFU Life Assurance (KAR:EFUL) Overvalued in 2026?

Based on GuruFocus' analysis, EFU Life Assurance stock appears to be undervalued. The current stock price of ₨165.18 is trading 9.3% below its estimated GF Value™ of ₨182.02. GuruFocus considers EFU Life Assurance to be Fairly Valued.

Key valuation signals for KAR:EFUL:

  • Short Ratio:
  • GF Value™: ₨182.02 vs. price of ₨165.18 (9.3% below fair value)
  • GF Score™: 69/100 with 9 warning signs

No single metric tells the full story. See the KAR:EFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EFU Life Assurance Business Description

Address 8th East Street, Plot No. 112, EFU Life House, Phase 1, DHA, Karachi, SD, PAK
EFU Life Assurance Ltd is an insurance company that operates as a life and health insurer and a family takaful operator, positioning itself as a provider of comprehensive protection, savings, wellbeing, and retirement solutions. Its products and services include life insurance, savings and investment plans, health and wellness solutions, retirement and pension offerings, and Shariah-compliant takaful products, catering to individuals, families, and corporate clients. The company operates across key business segments, including individual life, group life, health, and family takaful, along with digital and inclusive insurance initiatives.
69GF Score

Get the complete analysis for KAR:EFUL

Short Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨165.18
Price
₨182.02
GF Value