EFU Life Assurance (KAR:EFUL) Total Equity: ₨9,384 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:EFUL EFU Life Assurance Ltd KAR:EFUL
63 GF Score
Price ₨155.00
GF Value ₨178.23
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is EFU Life Assurance Total Equity?

EFU Life Assurance KAR:EFUL -0.70% 63 Total Equity is ₨9,384 Mil as of Mar. 2026. GuruFocus rates KAR:EFUL with a GF Score™ of 63/100 and a GF Value™ of ₨178.23 (Modestly Undervalued). The stock has 7 warning signs investors should review.

EFU Life Assurance's total equity for the quarter that ended in Mar. 2026 was ₨9,384 Mil.

This is Residual interest, including minority interest, that remains in the assets of the enterprise after deducting its liabilities. Equity is increased by owners’ investments and by comprehensive income, and it is reduced by distributions to the owners.

EFU Life Assurance Total Equity Historical Data

* Premium members only.

The historical data trend for EFU Life Assurance's Total Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFU Life Assurance Total Equity Chart

EFU Life Assurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,178.38 6,348.55 6,947.65 9,189.74 10,119.62

EFU Life Assurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,697.58 9,138.56 9,637.86 10,119.62 9,383.70
KAR:EFUL
63GF Score
EFU Life Assurance Ltd KAR:EFUL
Total Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

EFU Life Assurance Total Equity Calculation

Total Equity and Total Liabilities are the two components for Total Assets.

EFU Life Assurance's Total Equity for the fiscal year that ended in Dec. 2025 is calculated as

Total Equity=Total Assets(Q: Dec. 2025 )-Total Liabilities(Q: Dec. 2025 )
=298012.263-287892.646
=10,120

EFU Life Assurance's Total Equity for the quarter that ended in Mar. 2026 is calculated as

Total Equity=Total Assets(Q: Mar. 2026 )-Total Liabilities(Q: Mar. 2026 )
=288054.528-278670.825
=9,384

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Equity →
What does a Total Equity of ₨9,384 Mil mean?
EFU Life Assurance (KAR:EFUL) has a Total Equity of ₨9,384 Mil as of Mar. 2026. The total amount of equity as record on a company's balance sheet. View historical data for EFU Life Assurance and its competitors.
Is EFU Life Assurance's Total Equity too high?
EFU Life Assurance's current Total Equity is ₨9,384 Mil. Overall, EFU Life Assurance has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EFU Life Assurance's Total Equity compare to BRK.A and AIG?
EFU Life Assurance's Total Equity of ₨9,384 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Equity for an Insurance company?
A good Total Equity depends on the Insurance industry context. However, Total Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Equity mean?
A high Total Equity can signal that a stock is expensive relative to its fundamentals. The total amount of equity as record on a company's balance sheet. View historical data for EFU Life Assurance and its competitors. EFU Life Assurance's current Total Equity is ₨9,384 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU Life Assurance stock overvalued right now?
Based on GuruFocus' analysis, EFU Life Assurance (KAR:EFUL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨178.23, compared to a current price of ₨155.00 — trading 13% below its estimated fair value. The current Total Equity is ₨9,384 Mil. EFU Life Assurance's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Equity calculated?
Total Equity is calculated from a company's financial statements. For EFU Life Assurance (KAR:EFUL), the current Total Equity is ₨9,384 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFU Life Assurance (KAR:EFUL) Overvalued in 2026?

Based on GuruFocus' analysis, EFU Life Assurance stock appears to be undervalued. The current stock price of ₨155.00 is trading 13% below its estimated GF Value™ of ₨178.23. GuruFocus considers EFU Life Assurance to be Modestly Undervalued.

Key valuation signals for KAR:EFUL:

  • Total Equity: ₨9,384 Mil
  • GF Value™: ₨178.23 vs. price of ₨155.00 (13% below fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the KAR:EFUL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EFU Life Assurance Business Description

Address 8th East Street, Plot No. 112, EFU Life House, Phase 1, DHA, Karachi, SD, PAK
EFU Life Assurance Ltd is an insurance company that operates as a life and health insurer and a family takaful operator, positioning itself as a provider of comprehensive protection, savings, wellbeing, and retirement solutions. Its products and services include life insurance, savings and investment plans, health and wellness solutions, retirement and pension offerings, and Shariah-compliant takaful products, catering to individuals, families, and corporate clients. The company operates across key business segments, including individual life, group life, health, and family takaful, along with digital and inclusive insurance initiatives.
63GF Score

Get the complete analysis for KAR:EFUL

Total Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨155.00
Price
₨178.23
GF Value