OFG (OFG Bancorp) Beginning Cash Position: $1,040.3 Mil (As of Mar. 2026)


OFG OFG Bancorp OFG
79 GF Score
Price $49.48
GF Value $44.10
Valuation Modestly Overvalued
! 6 Warning Signs
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What is OFG Bancorp Beginning Cash Position?

OFG Bancorp OFG -1.34% 79 Beginning Cash Position is $1,040.3 Mil as of Mar. 2026. GuruFocus rates OFG with a GF Score™ of 79/100 and a GF Value™ of $44.10 (Modestly Overvalued). The stock has 6 warning signs investors should review.

OFG Bancorp's Beginning Cash Position for the quarter that ended in Mar. 2026 was $1,040.3 Mil.

OFG Bancorp's quarterly Beginning Cash Position declined from Sep. 2025 ($851.8 Mil) to Dec. 2025 ($740.3 Mil) but then increased from Dec. 2025 ($740.3 Mil) to Mar. 2026 ($1,040.3 Mil).

OFG Bancorp's annual Beginning Cash Position increased from Dec. 2023 ($550.5 Mil) to Dec. 2024 ($748.2 Mil) but then declined from Dec. 2024 ($748.2 Mil) to Dec. 2025 ($591.1 Mil).

OFG Bancorp Beginning Cash Position Related Terms

OFG Bancorp Beginning Cash Position Historical Data

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The historical data trend for OFG Bancorp's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OFG Bancorp Beginning Cash Position Chart

OFG Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,155.58 2,023.65 550.46 748.17 591.14

OFG Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 591.14 710.60 851.80 740.35 1,040.34
OFG
79GF Score
OFG Bancorp OFG
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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OFG Bancorp Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $1,040.3 Mil mean?
OFG Bancorp (OFG) has a Beginning Cash Position of $1,040.3 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on OFG Bancorp and its competitors.
Is OFG Bancorp's Beginning Cash Position too high?
OFG Bancorp's current Beginning Cash Position is $1,040.3 Mil. Overall, OFG Bancorp has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OFG Bancorp's Beginning Cash Position compare to FCF and NBHC?
OFG Bancorp's Beginning Cash Position of $1,040.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on OFG Bancorp and its competitors. OFG Bancorp's current Beginning Cash Position is $1,040.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFG Bancorp stock overvalued right now?
Based on GuruFocus' analysis, OFG Bancorp (OFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $44.10, compared to a current price of $49.48 — trading 12.2% above its estimated fair value. The current Beginning Cash Position is $1,040.3 Mil. OFG Bancorp's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For OFG Bancorp (OFG), the current Beginning Cash Position is $1,040.3 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OFG Bancorp (OFG) Overvalued in 2026?

Based on GuruFocus' analysis, OFG Bancorp stock appears to be overvalued. The current stock price of $49.48 is trading 12.2% above its estimated GF Value™ of $44.10. GuruFocus considers OFG Bancorp to be Modestly Overvalued.

Key valuation signals for OFG:

  • Beginning Cash Position: $1,040.3 Mil
  • GF Value™: $44.10 vs. price of $49.48 (12.2% above fair value)
  • GF Score™: 79/100 with 6 warning signs

No single metric tells the full story. See the OFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OFG Bancorp Business Description

Other Exchanges OFP:Germany
Address 254 Munoz Rivera Avenue, San Juan, PRI, 00918
OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. The company derives maximum revenue from Banking Segment. It provides services in the region of Puerto Rico.
79GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.48
Price
$44.10
GF Value