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OFG Bancorp (OFG Bancorp) Cyclically Adjusted Price-to-FCF : 13.05 (As of Apr. 30, 2024)


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What is OFG Bancorp Cyclically Adjusted Price-to-FCF?

As of today (2024-04-30), OFG Bancorp's current share price is $36.29. OFG Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $2.78. OFG Bancorp's Cyclically Adjusted Price-to-FCF for today is 13.05.

The historical rank and industry rank for OFG Bancorp's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

OFG' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 5.81   Med: 12.63   Max: 550.5
Current: 13.06

During the past years, OFG Bancorp's highest Cyclically Adjusted Price-to-FCF was 550.50. The lowest was 5.81. And the median was 12.63.

OFG's Cyclically Adjusted Price-to-FCF is ranked worse than
79.74% of 839 companies
in the Banks industry
Industry Median: 7.42 vs OFG: 13.06

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

OFG Bancorp's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $2.141. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $2.78 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


OFG Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for OFG Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

OFG Bancorp Cyclically Adjusted Price-to-FCF Chart

OFG Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.58 10.17 11.96 10.95 13.48

OFG Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.55 9.86 11.12 13.48 -

Competitive Comparison of OFG Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, OFG Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OFG Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, OFG Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where OFG Bancorp's Cyclically Adjusted Price-to-FCF falls into.



OFG Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

OFG Bancorp's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=36.29/2.78
=13.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OFG Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, OFG Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=2.141/129.4194*129.4194
=2.141

Current CPI (Dec. 2023) = 129.4194.

OFG Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 0.725 99.695 0.941
201406 1.006 100.560 1.295
201409 1.207 100.428 1.555
201412 0.253 99.070 0.331
201503 0.641 99.621 0.833
201506 0.220 100.684 0.283
201509 0.365 100.392 0.471
201512 0.558 99.792 0.724
201603 0.422 100.470 0.544
201606 0.130 101.688 0.165
201609 0.290 101.861 0.368
201612 0.591 101.863 0.751
201703 0.460 102.862 0.579
201706 -0.421 103.349 -0.527
201709 1.953 104.136 2.427
201712 0.845 104.011 1.051
201803 0.662 105.290 0.814
201806 0.216 106.317 0.263
201809 0.401 106.507 0.487
201812 1.097 105.998 1.339
201903 0.358 107.251 0.432
201906 0.185 108.070 0.222
201909 0.074 108.329 0.088
201912 1.251 108.420 1.493
202003 0.296 108.902 0.352
202006 -0.022 108.767 -0.026
202009 0.467 109.815 0.550
202012 -0.366 109.897 -0.431
202103 0.635 111.754 0.735
202106 0.496 114.631 0.560
202109 0.372 115.734 0.416
202112 -0.020 117.630 -0.022
202203 0.609 121.301 0.650
202206 0.872 125.017 0.903
202209 0.382 125.227 0.395
202212 0.888 125.222 0.918
202303 1.024 127.348 1.041
202306 0.897 128.729 0.902
202309 1.790 129.860 1.784
202312 2.141 129.419 2.141

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


OFG Bancorp  (NYSE:OFG) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


OFG Bancorp Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of OFG Bancorp's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


OFG Bancorp (OFG Bancorp) Business Description

Industry
Traded in Other Exchanges
Address
254 Munoz Rivera Avenue, San Juan, PRI, 00918
OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. It provides services in the region of Puerto Rico.
Executives
Ganesh Kumar officer: CFO & EVP P.O. BOX 195115, SAN JUAN PR 00919-5115
Jesus Nestor De director P.O. BOX 195115, SAN JUAN PR 00919-5115
Cesar A Ortiz officer: SVP & Chief Risk Officer PO BOX 195115, SAN JUAN PR 00919
Maritza Arizmendi officer: EVP & CFO PO BOX 195115, SAN JUAN PR 00919-5115
Julian Inclan director, DIRECTOR P.O. BOX 195115, SAN JUAN PR 00919-5115
Patrick J. Haggarty officer: Managing Director Comm. Bankin P.O.BOX 195115, SAN JUAN PR 00919-5115
Jose Rafael Fernandez officer: Senior Executive VP PO BOX 195115, SAN JUAN PR 00919-5115
Jorge Colon director PO BOX 195115, SAN JUAN PR 00919-5115
Angel E. Vazquez director P.O. BOX 195115, SAN JUAN PR 00919-5115
Edwin Perez director P.O. BOX 195115, SAN JUAN PR 00919-5115
Ada Garcia officer: Managing Dir Customer Intelli P.O. BOX 195115, SAN JUAN PR 00919-5115
Hugh Gonzalez officer: General Counsel P.O. BOX 195115, SAN JUAN PR 00919-5115
Annette Franqui director 811 MAIN STREET, SUITE 3000, HOUSTON TX 77002
Rafael A Velez-dominguez director P.O. BOX 195115, SAN JUAN PR 00919-5115
Sue Harnett director P.O. BOX 195115, SAN JUAN PR 00919-5115

OFG Bancorp (OFG Bancorp) Headlines