OFG (OFG Bancorp) Interest Expense: $-172.6 Mil (TTM As of Mar. 2026)


OFG OFG Bancorp OFG
78 GF Score
Price $48.92
GF Value $44.08
Valuation Modestly Overvalued
! 6 Warning Signs
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What is OFG Bancorp Interest Expense?

OFG Bancorp OFG -0.79% 78 Interest Expense is $-172.6 Mil as of Mar. 2026. GuruFocus rates OFG with a GF Score™ of 78/100 and a GF Value™ of $44.08 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. OFG Bancorp's interest expense for the three months ended in Mar. 2026 was $ -40.3 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-172.6 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. OFG Bancorp's Operating Income for the three months ended in Mar. 2026 was $ Mil. OFG Bancorp's Interest Expense for the three months ended in Mar. 2026 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

OFG Bancorp Interest Expense Historical Data

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The historical data trend for OFG Bancorp's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OFG Bancorp Interest Expense Chart

OFG Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -41.83 -33.49 -88.01 -161.84 -172.47

OFG Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -40.15 -42.42 -45.42 -44.48 -40.31
OFG
78GF Score
OFG Bancorp OFG
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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OFG Bancorp Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-172.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-172.6 Mil mean?
OFG Bancorp (OFG) has a Interest Expense of $-172.6 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on OFG Bancorp and its competitors.
Is OFG Bancorp's Interest Expense too high?
OFG Bancorp's current Interest Expense is $-172.6 Mil. Overall, OFG Bancorp has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OFG Bancorp's Interest Expense compare to FCF and STEL?
OFG Bancorp's Interest Expense of $-172.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on OFG Bancorp and its competitors. OFG Bancorp's current Interest Expense is $-172.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFG Bancorp stock overvalued right now?
Based on GuruFocus' analysis, OFG Bancorp (OFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $44.08, compared to a current price of $48.92 — trading 11% above its estimated fair value. The current Interest Expense is $-172.6 Mil. OFG Bancorp's overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For OFG Bancorp (OFG), the current Interest Expense is $-172.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OFG Bancorp (OFG) Overvalued in 2026?

Based on GuruFocus' analysis, OFG Bancorp stock appears to be overvalued. The current stock price of $48.92 is trading 11% above its estimated GF Value™ of $44.08. GuruFocus considers OFG Bancorp to be Modestly Overvalued.

Key valuation signals for OFG:

  • Interest Expense: $-172.6 Mil
  • GF Value™: $44.08 vs. price of $48.92 (11% above fair value)
  • GF Score™: 78/100 with 6 warning signs

No single metric tells the full story. See the OFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OFG Bancorp Business Description

Other Exchanges OFP:Germany
Address 254 Munoz Rivera Avenue, San Juan, PRI, 00918
OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. The company derives maximum revenue from Banking Segment. It provides services in the region of Puerto Rico.
78GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.92
Price
$44.08
GF Value