OFG (OFG Bancorp) Insider Ownership: 4.29 % (As of Jul. 19, 2026)

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OFG OFG Bancorp OFG
78 GF Score
Price $50.07
GF Value $44.06
Valuation Modestly Overvalued
! 6 Warning Signs
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What is OFG Bancorp Insider Ownership?

OFG Bancorp OFG -2.15% 78 Insider Ownership is 4.29 % as of Jul. 19, 2026. GuruFocus rates OFG with a GF Score™ of 78/100 and a GF Value™ of $44.06 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, OFG Bancorp's insider ownership is 4.29%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, OFG Bancorp's Institutional Ownership is 109.34%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, OFG Bancorp's Float Percentage Of Total Shares Outstanding is 69.02%.

OFG Bancorp Insider Ownership Historical Data

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The historical data trend for OFG Bancorp's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OFG Bancorp Insider Ownership Chart

OFG Bancorp Historical Data

The historical data trend for OFG Bancorp can be seen below:

2025-06-30 2025-07-31 2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-01-31 2026-02-28 2026-05-31 2026-06-30
Insider Ownership 4.09 4.07 4.09 4.09 4.11 4.01 4.09 4.15 4.29 4.29
OFG
78GF Score
OFG Bancorp OFG
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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OFG Bancorp Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 4.29 % mean?
OFG Bancorp (OFG) has a Insider Ownership of 4.29 % as of Jul. 19, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on OFG Bancorp and its competitors.
Is OFG Bancorp's Insider Ownership too high?
OFG Bancorp's current Insider Ownership is 4.29 %. Overall, OFG Bancorp has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OFG Bancorp's Insider Ownership compare to FCF and NBHC?
OFG Bancorp's Insider Ownership of 4.29 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on OFG Bancorp and its competitors. OFG Bancorp's current Insider Ownership is 4.29 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFG Bancorp stock overvalued right now?
Based on GuruFocus' analysis, OFG Bancorp (OFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $44.06, compared to a current price of $50.07 — trading 13.6% above its estimated fair value. The current Insider Ownership is 4.29 %. OFG Bancorp's overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For OFG Bancorp (OFG), the current Insider Ownership is 4.29 % as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OFG Bancorp (OFG) Overvalued in 2026?

Based on GuruFocus' analysis, OFG Bancorp stock appears to be overvalued. The current stock price of $50.07 is trading 13.6% above its estimated GF Value™ of $44.06. GuruFocus considers OFG Bancorp to be Modestly Overvalued.

Key valuation signals for OFG:

  • Insider Ownership: 4.29 %
  • GF Value™: $44.06 vs. price of $50.07 (13.6% above fair value)
  • GF Score™: 78/100 with 6 warning signs

No single metric tells the full story. See the OFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OFG Bancorp Business Description

Other Exchanges OFP:Germany
Address 254 Munoz Rivera Avenue, San Juan, PRI, 00918
OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. The company derives maximum revenue from Banking Segment. It provides services in the region of Puerto Rico.
78GF Score

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Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.07
Price
$44.06
GF Value