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OFG BancorpOFG +0.38%78 Price-to-Tangible-Book is 1.69 as of Sep. 20, 2026. GuruFocus rates OFG with a GF Score™ of 78/100 and a GF Value™ of $46.34 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,494 Banks companies, OFG Bancorp ranks worse than 80.39% on this metric.
As of today (2026-09-20), OFG Bancorp's share price is $52.50. OFG Bancorp's Tangible Book per Share of Jun. 2026 for the quarter that ended in Jun. 2026 was $31.12. Hence, OFG Bancorp's Price to Tangible Book Ratio of today is 1.69.
The historical rank and industry rank for OFG Bancorp's Price-to-Tangible-Book or its related term are showing as below:
OFG'
s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.61 Med: 1.41 Max: 1.82
Current: 1.78
During the past 13 years, OFG Bancorp's highest Price to Tangible Book Ratio was 1.82. The lowest was 0.61. And the median was 1.41.
OFG's Price-to-Tangible-Book is ranked worse than 80.39% of 1494
companies
in the Banks industry
Industry Median: 1.195
vs OFG: 1.78
Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
OFG Bancorp Price-to-Tangible-Book Related Terms
OFG Bancorp Price-to-Tangible-Book Historical Data
* Premium members only.
The historical data trend for OFG Bancorp's Price-to-Tangible-Book can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OFG vs NWBI, EFSC, FCF: Price-to-Tangible-Book Comparison
For the Banks - Regional subindustry, OFG Bancorp's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OFG Bancorp Price-to-Tangible-Book vs Banks Industry
For the Banks industry and Financial Services sector, OFG Bancorp's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where OFG Bancorp's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
OFG Bancorp (OFG) has a Price-to-Tangible-Book of 1.69 as of Sep. 20, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on OFG Bancorp and its competitors. According to the industry distribution chart, OFG Bancorp ranks #1201 out of 1494 companies in the Banks industry, placing it in the top 80.4%.
Is OFG Bancorp's Price-to-Tangible-Book too high?
OFG Bancorp's current Price-to-Tangible-Book is 1.69. The Banks industry median Price-to-Tangible-Book is 1.20. OFG Bancorp's value of 1.69 is 41.4% above this industry median. Based on the distribution chart, OFG Bancorp ranks #1201 out of 1494 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, OFG Bancorp has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OFG Bancorp's Price-to-Tangible-Book compare to NWBI and EFSC?
According to the Banks industry distribution chart, OFG Bancorp ranks #1201 out of 1494 companies for Price-to-Tangible-Book. This places OFG Bancorp in the lower half of its industry. The industry median Price-to-Tangible-Book is 1.20. OFG Bancorp's value of 1.69 is 41.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.20, based on 1,494 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OFG Bancorp's current Price-to-Tangible-Book of 1.69 is 41.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on OFG Bancorp and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OFG Bancorp's current Price-to-Tangible-Book is 1.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFG Bancorp stock overvalued right now?
Based on GuruFocus' analysis, OFG Bancorp (OFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $46.34, compared to a current price of $52.50 — trading 13.3% above its estimated fair value. The current Price-to-Tangible-Book is 1.69 and 41.4% above the Banks industry median of 1.20. OFG Bancorp's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For OFG Bancorp (OFG), the current Price-to-Tangible-Book is 1.69 as of Sep. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OFG Bancorp (OFG) Overvalued in 2026?
Based on GuruFocus' analysis, OFG Bancorp stock appears to be overvalued.
The current stock price of $52.50 is trading 13.3% above its estimated GF Value™ of $46.34.
GuruFocus considers OFG Bancorp to be Modestly Overvalued.
Key valuation signals for OFG:
Price-to-Tangible-Book: 1.69
GF Value™: $46.34 vs. price of $52.50 (13.3% above fair value)
Industry Position: 41.4% above the Banks median (#1201 of 1494)
No single metric tells the full story. See the OFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. The company derives maximum revenue from Banking Segment. It provides services in the region of Puerto Rico.
78GF Score
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