OFG (OFG Bancorp) Tax Rate %: 21.60% (As of Mar. 2026)

What is OFG Bancorp Tax Rate %?

OFG Bancorp OFG +2.20% 79 Tax Rate % is 21.60% as of Mar. 2026. GuruFocus rates OFG with a GF Score™ of 79/100 and a GF Value™ of $44.10 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. OFG Bancorp's Tax Expense for the three months ended in Mar. 2026 was $14.9 Mil. OFG Bancorp's Pre-Tax Income for the three months ended in Mar. 2026 was $68.8 Mil. Therefore, OFG Bancorp's Tax Rate % for the quarter that ended in Mar. 2026 was 21.60%.

OFG Bancorp Tax Rate % Related Terms

OFG Bancorp Tax Rate % Historical Data

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The historical data trend for OFG Bancorp's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OFG Bancorp Tax Rate % Chart

OFG Bancorp Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Tax Rate %

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31.90

31.43

21.90

12.39

OFG Bancorp Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Tax Rate %	Get a 7-Day Free Trial															23.34	21.37	15.53	-17.87	21.60

79GF Score

OFG Bancorp OFG

Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.

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OFG Bancorp Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

OFG Bancorp's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %	=	Tax Expense (A: Dec. 2025 )	/	Pre-Tax Income (A: Dec. 2025 )
	=	29.014	/	234.117
	=	12.39 %

OFG Bancorp's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %	=	Tax Expense (Q: Mar. 2026 )	/	Pre-Tax Income (Q: Mar. 2026 )
	=	14.857	/	68.794
	=	21.60 %

Frequently Asked Questions Learn more about Tax Rate % →

What does a Tax Rate % of 21.60% mean?

OFG Bancorp (OFG) has a Tax Rate % of 21.60% as of Mar. 2026.

Is OFG Bancorp's Tax Rate % too high?

OFG Bancorp's current Tax Rate % is 21.60%. Overall, OFG Bancorp has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does OFG Bancorp's Tax Rate % compare to FCF and NBHC?

OFG Bancorp's Tax Rate % of 21.60% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Tax Rate % for a Banks company?

A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Tax Rate % mean?

A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. OFG Bancorp's current Tax Rate % is 21.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is OFG Bancorp stock overvalued right now?

Based on GuruFocus' analysis, OFG Bancorp (OFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $44.10, compared to a current price of $50.15 — trading 13.7% above its estimated fair value. The current Tax Rate % is 21.60%. OFG Bancorp's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Tax Rate % calculated?

Tax Rate % is calculated from a company's financial statements. For OFG Bancorp (OFG), the current Tax Rate % is 21.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OFG Bancorp (OFG) Overvalued in 2026?

Based on GuruFocus' analysis, OFG Bancorp stock appears to be overvalued. The current stock price of $50.15 is trading 13.7% above its estimated GF Value™ of $44.10. GuruFocus considers OFG Bancorp to be Modestly Overvalued.

Key valuation signals for OFG:

Tax Rate %: 21.60%
GF Value™: $44.10 vs. price of $50.15 (13.7% above fair value)
GF Score™: 79/100 with 6 warning signs

No single metric tells the full story. See the OFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OFG Bancorp Business Description

Industry Financial Services Banks

Comparable Companies FCF NBHC STEL SRCE CLBK NWBI LOB CHCO SYBT CASH SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges OFP:Germany

Address 254 Munoz Rivera Avenue, San Juan, PRI, 00918

Website https://www.ofgbancorp.com

OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. The company derives maximum revenue from Banking Segment. It provides services in the region of Puerto Rico.

79GF Score

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Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.15

Price

$44.10

GF Value

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