OFG (OFG Bancorp) Goodwill-to-Asset: 0.01 (As of Mar. 2026)

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OFG OFG Bancorp OFG
69 GF Score
Price $52.43
GF Value $43.48
Valuation Modestly Overvalued
! 6 Warning Signs
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What is OFG Bancorp Goodwill-to-Asset?

OFG Bancorp OFG +0.59% 69 Goodwill-to-Asset is 0.01 as of Mar. 2026. GuruFocus rates OFG with a GF Score™ of 69/100 and a GF Value™ of $43.48 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Goodwill to Asset ratio measures how much goodwill a company is recording compared to the total level of its assets. OFG Bancorp's Goodwill for the quarter that ended in Mar. 2026 was $84.2 Mil. OFG Bancorp's Total Assets for the quarter that ended in Mar. 2026 was $12,047.9 Mil. Therefore, OFG Bancorp's Goodwill to Asset Ratio for the quarter that ended in Mar. 2026 was 0.01.


OFG Bancorp  (NYSE:OFG) Goodwill-to-Asset Explanation

If the goodwill-to-asset ratio increases, it can mean that the company is recording a proportionately higher amount of goodwill, assuming total assets are remaining constant. It is generally good to see a company increasing its assets regularly; however, if these increases are coming from intangible assets, such as goodwill, the increases may not be as good.

Increases in the goodwill-to-asset ratio might suggest that a company has been aggressively acquiring other firms or has seen its tangible assets decrease in value. When a large portion of total assets are attributable to intangible assets (such as goodwill), the company may be at risk of having that portion of its asset base wiped out quickly if it must record any goodwill impairments. Decreases in the goodwill-to-assets ratio suggest that the company has either written down some goodwill or increased its tangible assets.

Asset needs vary from industry to industry. This is why comparing goodwill-to-assets ratios is generally most meaningful among companies within the same industry. By comparing a company's goodwill to assets ratio to those of other companies within the same industry, investors can get a feel for how a company is managing its goodwill.


OFG Bancorp Goodwill-to-Asset Related Terms


OFG Bancorp Goodwill-to-Asset Historical Data

* Premium members only.

The historical data trend for OFG Bancorp's Goodwill-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OFG Bancorp Goodwill-to-Asset Chart

OFG Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Goodwill-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

OFG Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Goodwill-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

OFG vs FCF, NBHC, STEL: Goodwill-to-Asset Comparison

For the Banks - Regional subindustry, OFG Bancorp's Goodwill-to-Asset, along with its competitors' market caps and Goodwill-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OFG Bancorp Goodwill-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, OFG Bancorp's Goodwill-to-Asset distribution charts can be found below:

* The bar in red indicates where OFG Bancorp's Goodwill-to-Asset falls into.


OFG
69GF Score
OFG Bancorp OFG
Goodwill-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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OFG Bancorp Goodwill-to-Asset Calculation

Goodwill to Asset ratio measures how much goodwill a company is recording compared to the total level of its assets.

It is calculated by dividing goodwill by total assets.

OFG Bancorp's Goodwill to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Goodwill to Asset (A: Dec. 2025 )=Goodwill/Total Assets
=84.241/12465.657
=0.01

OFG Bancorp's Goodwill to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Goodwill to Asset (Q: Mar. 2026 )=Goodwill/Total Assets
=84.241/12047.903
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Goodwill-to-Asset →
What does a Goodwill-to-Asset of 0.01 mean?
OFG Bancorp (OFG) has a Goodwill-to-Asset of 0.01 as of Mar. 2026. Goodwill-to-Asset Ratio is the total goodwill from acquisitions divided by total assets. View historical data on OFG Bancorp and its competitors.
Is OFG Bancorp's Goodwill-to-Asset too high?
OFG Bancorp's current Goodwill-to-Asset is 0.01. Overall, OFG Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OFG Bancorp's Goodwill-to-Asset compare to FCF and NBHC?
OFG Bancorp's Goodwill-to-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Goodwill-to-Asset for a Banks company?
A good Goodwill-to-Asset depends on the Banks industry context. However, Goodwill-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Goodwill-to-Asset mean?
A high Goodwill-to-Asset can signal that a stock is expensive relative to its fundamentals. Goodwill-to-Asset Ratio is the total goodwill from acquisitions divided by total assets. View historical data on OFG Bancorp and its competitors. OFG Bancorp's current Goodwill-to-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFG Bancorp stock overvalued right now?
Based on GuruFocus' analysis, OFG Bancorp (OFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $43.48, compared to a current price of $52.43 — trading 20.6% above its estimated fair value. The current Goodwill-to-Asset is 0.01. OFG Bancorp's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Goodwill-to-Asset calculated?
Goodwill-to-Asset is calculated from a company's financial statements. For OFG Bancorp (OFG), the current Goodwill-to-Asset is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OFG Bancorp (OFG) Overvalued in 2026?

Based on GuruFocus' analysis, OFG Bancorp stock appears to be overvalued. The current stock price of $52.43 is trading 20.6% above its estimated GF Value™ of $43.48. GuruFocus considers OFG Bancorp to be Modestly Overvalued.

Key valuation signals for OFG:

  • Goodwill-to-Asset: 0.01
  • GF Value™: $43.48 vs. price of $52.43 (20.6% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the OFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OFG Bancorp Business Description

Other Exchanges OFP:Germany
Address 254 Munoz Rivera Avenue, San Juan, PRI, 00918
OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. The company derives maximum revenue from Banking Segment. It provides services in the region of Puerto Rico.
69GF Score

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Goodwill-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.43
Price
$43.48
GF Value