OFG (OFG Bancorp) Quality Rank


OFG OFG Bancorp OFG
79 GF Score
Price $48.92
GF Value $44.08
Valuation Modestly Overvalued
! 6 Warning Signs
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What is OFG Bancorp Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

OFG Bancorp Quality Rank Related Terms

OFG
79GF Score
OFG Bancorp OFG
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is OFG Bancorp (OFG) Overvalued in 2026?

Based on GuruFocus' analysis, OFG Bancorp stock appears to be overvalued. The current stock price of $48.92 is trading 11% above its estimated GF Value™ of $44.08. GuruFocus considers OFG Bancorp to be Modestly Overvalued.

Key valuation signals for OFG:

  • Quality Rank:
  • GF Value™: $44.08 vs. price of $48.92 (11% above fair value)
  • GF Score™: 79/100 with 6 warning signs

No single metric tells the full story. See the OFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OFG Bancorp Business Description

Other Exchanges OFP:Germany
Address 254 Munoz Rivera Avenue, San Juan, PRI, 00918
OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. The company derives maximum revenue from Banking Segment. It provides services in the region of Puerto Rico.
79GF Score

Get the complete analysis for OFG

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.92
Price
$44.08
GF Value