OFG (OFG Bancorp) Cyclically Adjusted Revenue per Share: $11.98 (As of Mar. 2026)


OFG OFG Bancorp OFG
79 GF Score
Price $49.07
GF Value $44.10
Valuation Modestly Overvalued
! 6 Warning Signs
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What is OFG Bancorp Cyclically Adjusted Revenue per Share?

OFG Bancorp OFG -0.24% 79 Cyclically Adjusted Revenue per Share is $11.98 as of Mar. 2026. GuruFocus rates OFG with a GF Score™ of 79/100 and a GF Value™ of $44.10 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

OFG Bancorp's adjusted revenue per share for the three months ended in Mar. 2026 was $4.070. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $11.98 for the trailing ten years ended in Mar. 2026.

During the past 12 months, OFG Bancorp's average Cyclically Adjusted Revenue Growth Rate was 9.80% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 7.70% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 9.90% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 7.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of OFG Bancorp was 16.50% per year. The lowest was 1.00% per year. And the median was 7.30% per year.

As of today (2026-07-01), OFG Bancorp's current stock price is $49.07. OFG Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $11.98. OFG Bancorp's Cyclically Adjusted PS Ratio of today is 4.10.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of OFG Bancorp was 4.48. The lowest was 1.25. And the median was 3.06.


OFG Bancorp  (NYSE:OFG) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

OFG Bancorp's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=49.07/11.98
=4.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of OFG Bancorp was 4.48. The lowest was 1.25. And the median was 3.06.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


OFG Bancorp Cyclically Adjusted Revenue per Share Related Terms


OFG Bancorp Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for OFG Bancorp's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OFG Bancorp Cyclically Adjusted Revenue per Share Chart

OFG Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.16 9.28 9.95 10.63 11.60

OFG Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.91 11.19 11.34 11.60 11.98

OFG vs FCF, NBHC, STEL: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, OFG Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OFG Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, OFG Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where OFG Bancorp's Cyclically Adjusted PS Ratio falls into.


OFG
79GF Score
OFG Bancorp OFG
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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OFG Bancorp Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, OFG Bancorp's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.07/330.2130*330.2130
=4.070

Current CPI (Mar. 2026) = 330.2130.

OFG Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.472 241.018 2.017
201609 1.615 241.428 2.209
201612 1.614 241.432 2.208
201703 1.636 243.801 2.216
201706 1.757 244.955 2.369
201709 1.744 246.819 2.333
201712 1.638 246.524 2.194
201803 1.618 249.554 2.141
201806 1.705 251.989 2.234
201809 1.751 252.439 2.290
201812 1.873 251.233 2.462
201903 1.740 254.202 2.260
201906 1.841 256.143 2.373
201909 1.802 256.759 2.318
201912 1.943 256.974 2.497
202003 2.421 258.115 3.097
202006 2.324 257.797 2.977
202009 2.257 260.280 2.863
202012 2.385 260.474 3.024
202103 2.280 264.877 2.842
202106 2.354 271.696 2.861
202109 2.401 274.310 2.890
202112 2.650 278.802 3.139
202203 2.528 287.504 2.904
202206 2.880 296.311 3.210
202209 3.010 296.808 3.349
202212 3.232 296.797 3.596
202303 3.161 301.836 3.458
202306 3.318 305.109 3.591
202309 3.378 307.789 3.624
202312 3.598 306.746 3.873
202403 3.421 312.332 3.617
202406 3.511 314.175 3.690
202409 3.483 315.301 3.648
202412 3.645 315.605 3.814
202503 3.663 319.799 3.782
202506 3.729 322.561 3.817
202509 3.832 324.800 3.896
202512 3.981 324.054 4.057
202603 4.070 330.213 4.070

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $11.98 mean?
OFG Bancorp (OFG) has a Cyclically Adjusted Revenue per Share of $11.98 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on OFG Bancorp and its competitors.
Is OFG Bancorp's Cyclically Adjusted Revenue per Share too high?
OFG Bancorp's current Cyclically Adjusted Revenue per Share is $11.98. Overall, OFG Bancorp has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OFG Bancorp's Cyclically Adjusted Revenue per Share compare to FCF and NBHC?
OFG Bancorp's Cyclically Adjusted Revenue per Share of $11.98 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on OFG Bancorp and its competitors. OFG Bancorp's current Cyclically Adjusted Revenue per Share is $11.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFG Bancorp stock overvalued right now?
Based on GuruFocus' analysis, OFG Bancorp (OFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $44.10, compared to a current price of $49.07 — trading 11.3% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $11.98. OFG Bancorp's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For OFG Bancorp (OFG), the current Cyclically Adjusted Revenue per Share is $11.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OFG Bancorp (OFG) Overvalued in 2026?

Based on GuruFocus' analysis, OFG Bancorp stock appears to be overvalued. The current stock price of $49.07 is trading 11.3% above its estimated GF Value™ of $44.10. GuruFocus considers OFG Bancorp to be Modestly Overvalued.

Key valuation signals for OFG:

  • Cyclically Adjusted Revenue per Share: $11.98
  • GF Value™: $44.10 vs. price of $49.07 (11.3% above fair value)
  • GF Score™: 79/100 with 6 warning signs

No single metric tells the full story. See the OFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OFG Bancorp Business Description

Other Exchanges OFP:Germany
Address 254 Munoz Rivera Avenue, San Juan, PRI, 00918
OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. The company derives maximum revenue from Banking Segment. It provides services in the region of Puerto Rico.
79GF Score

Get the complete analysis for OFG

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.07
Price
$44.10
GF Value