PFSI (PennyMac Financial Services) Beginning Cash Position: $302 Mil (As of Mar. 2026)


PFSI PennyMac Financial Services Inc PFSI
71 GF Score
Price $83.47
GF Value $134.39
Valuation Possible Value Trap
! 7 Warning Signs
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What is PennyMac Financial Services Beginning Cash Position?

PennyMac Financial Services PFSI -1.60% 71 Beginning Cash Position is $302 Mil as of Mar. 2026. GuruFocus rates PFSI with a GF Score™ of 71/100 and a GF Value™ of $134.39 (Possible Value Trap). The stock has 7 warning signs investors should review.

PennyMac Financial Services's Beginning Cash Position for the quarter that ended in Mar. 2026 was $302 Mil.

PennyMac Financial Services's quarterly Beginning Cash Position increased from Sep. 2025 ($162 Mil) to Dec. 2025 ($622 Mil) but then declined from Dec. 2025 ($622 Mil) to Mar. 2026 ($302 Mil).

PennyMac Financial Services's annual Beginning Cash Position declined from Dec. 2023 ($1,329 Mil) to Dec. 2024 ($938 Mil) and declined from Dec. 2024 ($938 Mil) to Dec. 2025 ($238 Mil).

PennyMac Financial Services Beginning Cash Position Related Terms

PennyMac Financial Services Beginning Cash Position Historical Data

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The historical data trend for PennyMac Financial Services's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PennyMac Financial Services Beginning Cash Position Chart

PennyMac Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 532.78 340.09 1,328.54 938.37 238.48

PennyMac Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 238.48 211.09 162.19 621.92 301.68
PFSI
71GF Score
PennyMac Financial Services Inc PFSI
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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PennyMac Financial Services Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $302 Mil mean?
PennyMac Financial Services (PFSI) has a Beginning Cash Position of $302 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on PennyMac Financial Services and its competitors.
Is PennyMac Financial Services' Beginning Cash Position too high?
PennyMac Financial Services' current Beginning Cash Position is $302 Mil. Overall, PennyMac Financial Services has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PennyMac Financial Services' Beginning Cash Position compare to FMCC and WD?
PennyMac Financial Services' Beginning Cash Position of $302 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on PennyMac Financial Services and its competitors. PennyMac Financial Services's current Beginning Cash Position is $302 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PennyMac Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PennyMac Financial Services (PFSI) is currently considered Possible Value Trap. The stock's GF Value™ is $134.39, compared to a current price of $83.47 — trading 37.9% below its estimated fair value. The current Beginning Cash Position is $302 Mil. PennyMac Financial Services' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For PennyMac Financial Services (PFSI), the current Beginning Cash Position is $302 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PennyMac Financial Services (PFSI) Overvalued in 2026?

Based on GuruFocus' analysis, PennyMac Financial Services stock appears to be undervalued. The current stock price of $83.47 is trading 37.9% below its estimated GF Value™ of $134.39. GuruFocus considers PennyMac Financial Services to be Possible Value Trap.

Key valuation signals for PFSI:

  • Beginning Cash Position: $302 Mil
  • GF Value™: $134.39 vs. price of $83.47 (37.9% below fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the PFSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PennyMac Financial Services Business Description

Address 3043 Townsgate Road, Suite 200, Westlake Village, CA, USA, 91361
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
71GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$83.47
Price
$134.39
GF Value