PFSI (PennyMac Financial Services) Ending Cash Position: $220 Mil (As of Mar. 2026)


PFSI PennyMac Financial Services Inc PFSI
71 GF Score
Price $82.35
GF Value $132.26
Valuation Possible Value Trap
! 7 Warning Signs
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What is PennyMac Financial Services Ending Cash Position?

PennyMac Financial Services PFSI +0.50% 71 Ending Cash Position is $220 Mil as of Mar. 2026. GuruFocus rates PFSI with a GF Score™ of 71/100 and a GF Value™ of $132.26 (Possible Value Trap). The stock has 7 warning signs investors should review.

PennyMac Financial Services's Ending Cash Position for the quarter that ended in Mar. 2026 was $220 Mil.

PennyMac Financial Services's quarterly Ending Cash Position declined from Sep. 2025 ($622 Mil) to Dec. 2025 ($302 Mil) and declined from Dec. 2025 ($302 Mil) to Mar. 2026 ($220 Mil).

PennyMac Financial Services's annual Ending Cash Position declined from Dec. 2023 ($938 Mil) to Dec. 2024 ($238 Mil) but then increased from Dec. 2024 ($238 Mil) to Dec. 2025 ($302 Mil).

PennyMac Financial Services Ending Cash Position Related Terms

PennyMac Financial Services Ending Cash Position Historical Data

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The historical data trend for PennyMac Financial Services's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PennyMac Financial Services Ending Cash Position Chart

PennyMac Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 340.09 1,328.54 938.37 238.48 301.68

PennyMac Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 211.09 162.19 621.92 301.68 219.51
PFSI
71GF Score
PennyMac Financial Services Inc PFSI
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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PennyMac Financial Services Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

PennyMac Financial Services's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=238.482+63.198
=302

PennyMac Financial Services's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=301.68+-82.167
=220

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $220 Mil mean?
PennyMac Financial Services (PFSI) has a Ending Cash Position of $220 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on PennyMac Financial Services and its competitors.
Is PennyMac Financial Services' Ending Cash Position too high?
PennyMac Financial Services' current Ending Cash Position is $220 Mil. Overall, PennyMac Financial Services has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PennyMac Financial Services' Ending Cash Position compare to FMCC and WD?
PennyMac Financial Services' Ending Cash Position of $220 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on PennyMac Financial Services and its competitors. PennyMac Financial Services's current Ending Cash Position is $220 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PennyMac Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PennyMac Financial Services (PFSI) is currently considered Possible Value Trap. The stock's GF Value™ is $132.26, compared to a current price of $82.35 — trading 37.7% below its estimated fair value. The current Ending Cash Position is $220 Mil. PennyMac Financial Services' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For PennyMac Financial Services (PFSI), the current Ending Cash Position is $220 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PennyMac Financial Services (PFSI) Overvalued in 2026?

Based on GuruFocus' analysis, PennyMac Financial Services stock appears to be undervalued. The current stock price of $82.35 is trading 37.7% below its estimated GF Value™ of $132.26. GuruFocus considers PennyMac Financial Services to be Possible Value Trap.

Key valuation signals for PFSI:

  • Ending Cash Position: $220 Mil
  • GF Value™: $132.26 vs. price of $82.35 (37.7% below fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the PFSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PennyMac Financial Services Business Description

Address 3043 Townsgate Road, Suite 200, Westlake Village, CA, USA, 91361
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
71GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$82.35
Price
$132.26
GF Value