PFSI (PennyMac Financial Services) Net Income (Continuing Operations): $393 Mil (TTM As of Mar. 2026)

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PFSI PennyMac Financial Services Inc PFSI
72 GF Score
Price $75.41
GF Value $124.84
Valuation Possible Value Trap
! 8 Warning Signs
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What is PennyMac Financial Services Net Income (Continuing Operations)?

PennyMac Financial Services PFSI -0.61% 72 Net Income (Continuing Operations) is $393 Mil as of Mar. 2026. GuruFocus rates PFSI with a GF Score™ of 72/100 and a GF Value™ of $124.84 (Possible Value Trap). The stock has 8 warning signs investors should review.

Net Income (Continuing Operations) indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period. PennyMac Financial Services's Net Income (Continuing Operations) for the three months ended in Mar. 2026 was $82 Mil. Its Net Income (Continuing Operations) for the trailing twelve months (TTM) ended in Mar. 2026 was $393 Mil.


PennyMac Financial Services  (NYSE:PFSI) Net Income (Continuing Operations) Explanation

Net Income (Continuing Operations) excludes extraordinary items, income from the cumulative effects of accounting changes, non-recurring items, income from tax loss carry forward, and preferred dividends.


PennyMac Financial Services Net Income (Continuing Operations) Related Terms


PennyMac Financial Services Net Income (Continuing Operations) Historical Data

* Premium members only.

The historical data trend for PennyMac Financial Services's Net Income (Continuing Operations) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PennyMac Financial Services Net Income (Continuing Operations) Chart

PennyMac Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income (Continuing Operations)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,003.49 475.51 144.66 311.42 501.08

PennyMac Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Income (Continuing Operations) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 136.46 181.50 106.83 82.32 22.00
PFSI
72GF Score
PennyMac Financial Services Inc PFSI
Net Income (Continuing Operations) is just one metric. See GF Score™, valuation, warning signs, and more.
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PennyMac Financial Services Net Income (Continuing Operations) Calculation

Net Income (Continuing Operations) indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period.

Net Income (Continuing Operations) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $393 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Net Income (Continuing Operations) of $393 Mil mean?
PennyMac Financial Services (PFSI) has a Net Income (Continuing Operations) of $393 Mil as of Mar. 2026. Net Income (Continuing operations) is the total net earnings from a company's continuing operations. View historical data on PennyMac Financial Services and its competitors.
Is PennyMac Financial Services' Net Income (Continuing Operations) too high?
PennyMac Financial Services' current Net Income (Continuing Operations) is $393 Mil. Overall, PennyMac Financial Services has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PennyMac Financial Services' Net Income (Continuing Operations) compare to FMCC and WD?
PennyMac Financial Services' Net Income (Continuing Operations) of $393 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income (Continuing Operations) for a Banks company?
A good Net Income (Continuing Operations) depends on the Banks industry context. However, Net Income (Continuing Operations) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income (Continuing Operations) mean?
A high Net Income (Continuing Operations) can signal that a stock is expensive relative to its fundamentals. Net Income (Continuing operations) is the total net earnings from a company's continuing operations. View historical data on PennyMac Financial Services and its competitors. PennyMac Financial Services's current Net Income (Continuing Operations) is $393 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PennyMac Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PennyMac Financial Services (PFSI) is currently considered Possible Value Trap. The stock's GF Value™ is $124.84, compared to a current price of $75.41 — trading 39.6% below its estimated fair value. The current Net Income (Continuing Operations) is $393 Mil. PennyMac Financial Services' overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income (Continuing Operations) calculated?
Net Income (Continuing Operations) is calculated from a company's financial statements. For PennyMac Financial Services (PFSI), the current Net Income (Continuing Operations) is $393 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PennyMac Financial Services (PFSI) Overvalued in 2026?

Based on GuruFocus' analysis, PennyMac Financial Services stock appears to be undervalued. The current stock price of $75.41 is trading 39.6% below its estimated GF Value™ of $124.84. GuruFocus considers PennyMac Financial Services to be Possible Value Trap.

Key valuation signals for PFSI:

  • Net Income (Continuing Operations): $393 Mil
  • GF Value™: $124.84 vs. price of $75.41 (39.6% below fair value)
  • GF Score™: 72/100 with 8 warning signs

No single metric tells the full story. See the PFSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PennyMac Financial Services Business Description

Address 3043 Townsgate Road, Suite 200, Westlake Village, CA, USA, 91361
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
72GF Score

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Net Income (Continuing Operations) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$75.41
Price
$124.84
GF Value