PennyMac Financial Services's quarterly market cap
increased
from Sep. 2025 ($6,426 Mil) to Dec. 2025 ($6,864 Mil) but then
declined
from Dec. 2025 ($6,864 Mil) to Mar. 2026 ($4,538 Mil).
PennyMac Financial Services's annual market cap
increased
from Dec. 2023 ($4,434 Mil) to Dec. 2024 ($5,248 Mil) and
increased
from Dec. 2024 ($5,248 Mil) to Dec. 2025 ($6,864 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. PennyMac Financial Services's Enterprise Value for Today is $29,400 Mil.
PennyMac Financial Services (NYSE:PFSI) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
PennyMac Financial Services Market Cap Related Terms
PennyMac Financial Services Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, PennyMac Financial Services's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PennyMac Financial Services Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, PennyMac Financial Services's Market Cap distribution charts can be found below:
* The bar in red indicates where PennyMac Financial Services's Market Cap falls into.
PennyMac Financial Services Market Cap Calculation
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PennyMac Financial Services (PFSI) has a Market Cap of $4,328 Mil as of Jun. 25, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on PennyMac Financial Services and its competitors. According to the industry distribution chart, PennyMac Financial Services ranks #335 out of 1543 companies in the Banks industry, placing it in the top 21.7%.
Is PennyMac Financial Services' Market Cap too high?
PennyMac Financial Services' current Market Cap is $4,328 Mil. The Banks industry median Market Cap is 701.90. PennyMac Financial Services' value of $4,328 Mil is 516.6% above this industry median. Based on the distribution chart, PennyMac Financial Services ranks #335 out of 1543 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PennyMac Financial Services has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PennyMac Financial Services' Market Cap compare to FMCC and WD?
According to the Banks industry distribution chart, PennyMac Financial Services ranks #335 out of 1543 companies for Market Cap. This places PennyMac Financial Services in the top 22% of its industry — outperforming the majority of peers. The industry median Market Cap is 701.90. PennyMac Financial Services' value of $4,328 Mil is 516.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 701.90, based on 1,543 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PennyMac Financial Services's current Market Cap of $4,328 Mil is 516.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on PennyMac Financial Services and its competitors. For the Banks industry, the median Market Cap is 701.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PennyMac Financial Services's current Market Cap is $4,328 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PennyMac Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PennyMac Financial Services (PFSI) is currently considered Possible Value Trap. The stock's GF Value™ is $137.55, compared to a current price of $83.35 — trading 39.4% below its estimated fair value. The current Market Cap is $4,328 Mil and 516.6% above the Banks industry median of 701.90. PennyMac Financial Services' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For PennyMac Financial Services (PFSI), the current Market Cap is $4,328 Mil as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PennyMac Financial Services (PFSI) Overvalued in 2026?
Based on GuruFocus' analysis, PennyMac Financial Services stock appears to be undervalued.
The current stock price of $83.35 is trading 39.4% below its estimated GF Value™ of $137.55.
GuruFocus considers PennyMac Financial Services to be Possible Value Trap.
Key valuation signals for PFSI:
Market Cap: $4,328 Mil
GF Value™: $137.55 vs. price of $83.35 (39.4% below fair value)
Industry Position: 516.6% above the Banks median (#335 of 1543)
No single metric tells the full story. See the PFSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
71GF Score
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Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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