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PennyMac Financial ServicesPFSI -1.70%68 3-Year Dividend Growth Rate is 14.50% as of Jun. 2026, which is 2% above its 10-year median of 14.25. GuruFocus rates PFSI with a GF Score™ of 68/100 and a GF Value™ of $135.90 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 962 Banks companies, PennyMac Financial Services ranks better than 60.5% on this metric.
The historical rank and industry rank for PennyMac Financial Services's 3-Year Dividend Growth Rate or its related term are showing as below:
PFSI'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 7.7 Med: 14.25 Max: 88.2
Current: 14.5
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of PennyMac Financial Services was 88.20% per year. The lowest was 7.70% per year. And the median was 14.25% per year.
PFSI's 3-Year Dividend Growth Rate is ranked better than 60.5% of 962
companies
in the Banks industry
Industry Median: 10.1
vs PFSI: 14.50
During the past 3 years, the average Dividends Per Share Growth Rate was 14.50% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 14.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of PennyMac Financial Services was 0.17. The lowest was 0.03. And the median was 0.09.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
PennyMac Financial Services Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.300000
2026-08-17
2026-08-17
2026-08-27
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.300000
2026-05-18
2026-05-18
2026-05-28
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.300000
2026-02-13
2026-02-16
2026-02-26
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.300000
2025-11-17
2025-11-17
2025-11-26
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
PennyMac Financial Services's Dividend Yield (%) for Today is calculated as
Current Share Price is $72.90.
PennyMac Financial Services's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.2.
During the past 13 years, the highest Dividend Yield of PennyMac Financial Services was 1.95%. The lowest was 0.31%. And the median was 1.06%.
Good Sign:
PennyMac Financial Services Inc stock Dividend Yield % is close to 3-year high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PennyMac Financial Services 3-Year Dividend Growth Rate Related Terms>
PFSI vs FMCC, WD, FNMA: 3-Year Dividend Growth Rate Comparison
For the Mortgage Finance subindustry, PennyMac Financial Services's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PennyMac Financial Services 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, PennyMac Financial Services's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where PennyMac Financial Services's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 14.50% mean?
PennyMac Financial Services (PFSI) has a 3-Year Dividend Growth Rate of 14.50% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on PennyMac Financial Services and its competitors. This is near median its historical median of 14.25. Over the past decade, PennyMac Financial Services' 3-Year Dividend Growth Rate has ranged from 7.70 to 88.20. According to the industry distribution chart, PennyMac Financial Services ranks #380 out of 962 companies in the Banks industry, placing it in the top 39.5%.
Is PennyMac Financial Services' 3-Year Dividend Growth Rate too high?
PennyMac Financial Services' current 3-Year Dividend Growth Rate of 14.50% is near median its 10-year median of 14.25. Over the past 10 years, this metric has ranged from a low of 7.70 to a high of 88.20. The Banks industry median 3-Year Dividend Growth Rate is 10.10. PennyMac Financial Services' value of 14.50% is 43.6% above this industry median. Based on the distribution chart, PennyMac Financial Services ranks #380 out of 962 companies in the Banks industry, which is above the industry midpoint. Overall, PennyMac Financial Services has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PennyMac Financial Services' 3-Year Dividend Growth Rate compare to FMCC and WD?
According to the Banks industry distribution chart, PennyMac Financial Services ranks #380 out of 962 companies for 3-Year Dividend Growth Rate. This puts PennyMac Financial Services in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. PennyMac Financial Services' value of 14.50% is 43.6% above this benchmark. Historically, PennyMac Financial Services' own 3-Year Dividend Growth Rate has ranged from 7.70 to 88.20 over the past decade. While the company's 10-year median is 14.25 vs. the industry median of 10.10, PennyMac Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 962 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PennyMac Financial Services's current 3-Year Dividend Growth Rate of 14.50% is 43.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on PennyMac Financial Services and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PennyMac Financial Services's current 3-Year Dividend Growth Rate is 14.50%, which is near median its own 10-year median of 14.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PennyMac Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PennyMac Financial Services (PFSI) is currently considered Possible Value Trap. The stock's GF Value™ is $135.90, compared to a current price of $72.90 — trading 46.4% below its estimated fair value. The current 3-Year Dividend Growth Rate is 14.50%, which is near median its 10-year median of 14.25 and 43.6% above the Banks industry median of 10.10. PennyMac Financial Services' overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For PennyMac Financial Services (PFSI), the current 3-Year Dividend Growth Rate is 14.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PennyMac Financial Services (PFSI) Overvalued in 2026?
Based on GuruFocus' analysis, PennyMac Financial Services stock appears to be undervalued.
The current stock price of $72.90 is trading 46.4% below its estimated GF Value™ of $135.90.
GuruFocus considers PennyMac Financial Services to be Possible Value Trap.
Key valuation signals for PFSI:
3-Year Dividend Growth Rate: 14.50% (near median its 10-year median of 14.25)
GF Value™: $135.90 vs. price of $72.90 (46.4% below fair value)
Industry Position: 43.6% above the Banks median (#380 of 962)
No single metric tells the full story. See the PFSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
68GF Score
Get the complete analysis for PFSI
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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