PennyMac Financial Services's EBIT per Share for the
three
months ended in Mar. 2026 was $1.94.
Its EBIT per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $10.23.
During the past 12 months, the average EBIT per Share Growth Rate of PennyMac Financial Services was 18.30% per year.
During the past 3 years, the average EBIT per Share Growth Rate was -6.00% per year.
During the past 5 years, the average EBIT per Share Growth Rate was -22.00% per year.
During the past 10 years, the average EBIT per Share Growth Rate was 6.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBIT per Share growth rate using EBIT per Share data.
The historical rank and industry rank for PennyMac Financial Services's EBIT per Share or its related term are showing as below:
PFSI'
s 3-Year EBIT Growth Rate Range Over the Past 10 Years
Min: -38.7 Med: 23.2 Max: 66
Current: -6
During the past 13 years, the highest 3-Year average EBIT per Share Growth Rate of PennyMac Financial Services was 66.00% per year. The lowest was -38.70% per year. And the median was 23.20% per year.
PFSI's 3-Year EBIT Growth Rate is ranked worse than 85% of 40
companies
in the Banks industry
Industry Median: 6.75
vs PFSI: -6.00
PennyMac Financial Services (NYSE:PFSI) EBIT per Share Explanation
EBIT is a company's earnings before interest and tax expenses are deducted. It measures a company's profit generates from operating, ignoring tax burden and capital structure. As the tax expense are not deducted, EBIT is helpful when comparing companies in the same industry but with different tax situations. Also, the interest expense are included in EBIT, making it useful to compare companies that have high interest expenses due to large amount of debt.
PennyMac Financial Services EBIT per Share Related Terms
PennyMac Financial Services EBIT per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EBIT per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.23
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PennyMac Financial Services (PFSI) has a EBIT per Share of $10.23 as of Mar. 2026. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on PennyMac Financial Services and its competitors. According to the industry distribution chart, PennyMac Financial Services ranks #34 out of 40 companies in the Banks industry, placing it in the top 85%.
Is PennyMac Financial Services' EBIT per Share too high?
PennyMac Financial Services' current EBIT per Share is $10.23. The Banks industry median EBIT per Share is 6.75. PennyMac Financial Services' value of $10.23 is 51.6% above this industry median. Based on the distribution chart, PennyMac Financial Services ranks #34 out of 40 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PennyMac Financial Services has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PennyMac Financial Services' EBIT per Share compare to FMCC and WD?
According to the Banks industry distribution chart, PennyMac Financial Services ranks #34 out of 40 companies for EBIT per Share. This places PennyMac Financial Services in the lower half of its industry. The industry median EBIT per Share is 6.75. PennyMac Financial Services' value of $10.23 is 51.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT per Share for a Banks company?
The median EBIT per Share among Banks companies is 6.75, based on 40 companies in the industry. Companies in the top quartile (top 25%) have a EBIT per Share significantly above this median, while those in the bottom quartile fall well below. However, EBIT per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PennyMac Financial Services's current EBIT per Share of $10.23 is 51.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT per Share mean?
A high EBIT per Share can signal that a stock is expensive relative to its fundamentals. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on PennyMac Financial Services and its competitors. For the Banks industry, the median EBIT per Share is 6.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PennyMac Financial Services's current EBIT per Share is $10.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PennyMac Financial Services stock overvalued right now?
Based on GuruFocus' analysis, PennyMac Financial Services (PFSI) is currently considered Possible Value Trap. The stock's GF Value™ is $137.25, compared to a current price of $86.08 — trading 37.3% below its estimated fair value. The current EBIT per Share is $10.23 and 51.6% above the Banks industry median of 6.75. PennyMac Financial Services' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT per Share calculated?
EBIT per Share is calculated from a company's financial statements. For PennyMac Financial Services (PFSI), the current EBIT per Share is $10.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PennyMac Financial Services (PFSI) Overvalued in 2026?
Based on GuruFocus' analysis, PennyMac Financial Services stock appears to be undervalued.
The current stock price of $86.08 is trading 37.3% below its estimated GF Value™ of $137.25.
GuruFocus considers PennyMac Financial Services to be Possible Value Trap.
Key valuation signals for PFSI:
EBIT per Share: $10.23
GF Value™: $137.25 vs. price of $86.08 (37.3% below fair value)
Industry Position: 51.6% above the Banks median (#34 of 40)
No single metric tells the full story. See the PFSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
71GF Score
Get the complete analysis for PFSI
EBIT per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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